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This is find out how to arrange two-step verification to your Google Account

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This is find out how to arrange two-step verification to your Google Account

Google will start signing up all users for two-step verification, if they haven’t already set it up. Will it be a shock to some? For sure. But that’s fine; The surprise will go away, leaving accounts that are much more secure than they were before, especially for people who use easy-to-guess passwords or, worse, reuse the same passwords for all of their services.

But why wait? There’s no reason you can’t use Google’s two-step review today. You’re going to have to anyway, so you might as well set it up on your own terms instead of being surprised in the near future.

Before we start, however, I urge you to go through Google quickly Security check Feature to help you identify issues related to your account. This covers everything from crappy passwords to the two-step verification I am talking about to cases where you haven’t used your Google Account on different devices for an extended period of time (so why should the device keep accessing it? ).

In a perfect world, your security clearance should look like this:

not definedScreenshot: David Murphy

G / O Media can receive a commission

If you haven’t already turned on two-step verification, you’ll get a big warning as part of the verification process. To set this up all you have to do is visit the two-step review section Your account settings. Google will walk you through the process of setting up your account with your phone number (if you haven’t already). This gives you the standard “Google writes or calls you with a code” experience for logging into your account.

not definedScreenshot: David Murphy

I recommend clicking Show more optionsAllows you to set up a Google prompt. To do this, you must have physical access to your device to confirm a login a bit safer than to send a code to you over text. If you’re really a fan, you can log into your Google Account with a physical security key, but even I won’t. (And I should, I’m just lazy.)

If you are using Android, this prompt will automatically appear on your device. However, on iOS you need to install that Google App, Gmailor from google Smart Lock App before you see the notifications.

Once you’ve all set up, you can google’s “2 step reviewPage to change your login mechanism by either exchanging your data or adding new measures to log into your account secondarily. How deep you want to go is up to you; The easier it is for you to sign up, the easier it can be for others to discover your technology and use it themselves.

not definedScreenshot: David Murphy

I probably have too many techniques at hand, but they mostly depend on physical access to my device. I only use voice / text messaging as an authentication mechanism as I often log into multiple devices that I review or use for an article. (Sometimes the prompt method doesn’t work for some reason.) However, in a perfect world, I would only use this prompt or my authentication app. That’s all you really need

Dow futures tumble after worst day since February

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Dow futures tumble after worst day since February

US stock futures fell early in trading after the Dow’s worst day since February.

Dow futures fell more than 50 points while the S&P 500 futures and Nasdaq 100 futures were also negative.

Technology stocks fell on Tuesday but eventually rebounded, fueling selling in the broader market. The Dow Jones Industrial Average lost 473 points, or 1.4%, which was hurt by losses at Home Depot, Chevron and Goldman Sachs. The Dow had its worst day since February.

The S&P 500 was down 0.9% but avoided its second straight 1% loss after falling on Monday.

The Nasdaq Composite ended the day a relative outperformer, closing just 0.1% after falling more than 2% from its session lows.

During the session, the CBOE Volatility Index, a measure of market fear derived from option prices on the S&P 500, rose to 23.73, a level not seen in two months.

“Monday’s risk-taking sell-off continued until this morning as we see red across the board,” said Brian Price, director of investment management at Commonwealth Financial Network. “Inflation seems modest lately and this has been cited as the main catalyst for the recent weakness in global equities.”

The main inflation data will be released on Wednesday at 8:30 a.m.CET. The consumer price index for April is expected to grow 0.2% from the previous month, which is an increase of 3.6% from the previous year according to estimates by Dow Jones. This jump in the headline consumer price index would be the biggest since September 2011.

The consumer price index excluding food and energy is projected to increase 0.3% in April and 2.3% over the past 12 months.

The consumer price index rose 0.6% month-on-month in March and 2.6% year-on-year, according to the Labor Ministry.

Investors are increasingly concerned about the threat of inflation. However, US Federal Reserve chairman Jerome Powell said any spike in inflation should be temporary.

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Miley Cyrus remembers Liam tribute track “Malibu” four years after it was launched

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Miley Cyrus remembers Liam tribute track “Malibu” four years after it was launched

It becomes something of an annual tradition for Miley Cyrus to share fond memories of “Malibu”.

The 28-year-old singer took to Instagram on Tuesday May 11 to post a tribute to the song, which was released the same day in 2017. It reached number 10 on the Billboard Hot 100 list and was the lead single from their album Younger Now, which was released in September.

Miley shared a video of herself working on the song in her home studio, and the caption appeared to refer to the ex-husband Liam Hemsworthalthough she didn’t mention him by name. The former couple started things off in 2015 and lived together in Malibu until their divorce in 2019.

“Today is Malibu’s 4th anniversary,” she wrote. “A song about a place and a person that I loved very much back then. This love was reciprocated beyond what I could describe here with freedom and escape.”

She remembered her Malibu home that was destroyed in the California forest fires that devastated the area in November 2018. Two years later, according to media reports, Liam sold the remains of the house.

Alex Residences overview: Wonderful 40th flooring infinity pool, Cash Information

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Alex Residences overview: Wonderful 40th flooring infinity pool, Cash Information

Alex Residences offers buyers an opportunity to reach the hubs of Outram Park and Buona Vista quickly given the nearby Redhill MRT, but it does have a lot of competition in the vicinity.

Project: Alex Residences
District: 03
Address: Alexandra View
Tenure: 99-year Leasehold
No. of Units: 429
Site Area: 69,980 sqft
Developer: Singland Homes (Alexandra) Pte Ltd
TOP: 2017

There are some condos that have names that are just aptly named of what it represents. Be it luxurious, a resort-vibe, or a nature infused estate – that first impression is already built from the get-go.

But there are also those that are sleeper hits – the Alex Residences is one of them. With such a common name, you’d be forgiven for assuming that this is a run-of-the-mill condominium.

If anything, it is placed amongst competitors with really different names as well – The Echelon, Artra – names that evoke a sense of sophistication. So if you’d to compare just on the surface by its name, it does seem very tame in comparison.

Probably the biggest differentiator for Alex Residences is that MBS-like rooftop pool. Set atop the 40th storey, it offers residents a picturesque birds eye view of the Alexandra area as they swim.

But is that all there is to the Alex Residences?

Let’s find out in our usual Insider Tour.

Alex Residences insider tour

Alex Residences is located along Alexandra Road (obviously). It’s a major road that is a straight drive all the way to the Central Business District, so for those who work there (and drive), this will naturally be one of the selling points of the development.

Of course, the biggest draw is probably its proximity to Redhill MRT on the East West line. It’s a short, though admittedly unsheltered walk. That said, if you want absolute unfettered access, The Artra will be your best bet.

Alex Residences overview: Wonderful 40th flooring infinity pool, Cash Information

The entrance to Alex Residences is just the next one immediately when you turn into Alexandra View. You can also turn out via the same way, so being at the front of the road does have its advantages.

If you are coming along the opposite side of Alexandra Road, you may find the distance from the u-turn to the road entrance quite short to cut through – particularly during peak hours. Although for the sake of the uninitiated you could also turn in at the next one – even if it is a longer route home.

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Alexandra Road is a single-lane road, which may pose some traffic issues further down the road. The current Avenue South Residence showflat is located next door – but in the future, this plot is zoned residential as well – so additional units will definitely add more usage of the road.

(Note the current showflat only sits on a small plot, the actual residential plot available is much bigger than that).

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The arrival point gives you a good glimpse of what Alex Residences is all about. Tall towering pillars welcome you home, along with an interesting patterned ceiling up top. I’m no botanical expert, but to me the “greenery” in the middle looks to have seen better days.

It’s not a large driveway either, and you can quite easily tell that it has land constraints from here. I can’t say it’s all too surprising – the Alex Residences sits on a land plot of 69,981 square feet in size. Compare this to the Echelon at 107,129 square feet, the Artra at 90,401 square feet, Ascentia Sky at 92,128 square feet, and the Metropolitan at 104,920 square feet.

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For those keeping track, that’s the smallest plot along this stretch of the road. And it doesn’t make for good reading either when you find out that it has the second highest number of units at 429 ( Echelon has 508), despite it having the smallest plot of land. You don’t need to be a math genius to conclude that it will be the most “squeezy” one of all.

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It can been seen on the outside too, where the Alex Residences has the messiest look of all (to me, at least). It’s reminiscent of some of the condos in Hong Kong, where the units are tightly packed.

So for those looking for a big expanse of land to frolic about, you definitely aren’t going to be enjoying that here.

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Do note that the developments here are all quite tightly packed as well. So units on this side will not be enjoying unblocked views – although thankfully it is facing the side profile of the Echelon rather than a direct head on view.

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It isn’t all doom and gloom, however, as the other side of Alex Residences has (objectively speaking), the best unblocked views in this little enclave of condos. The best part? It will stay unblocked for the presumable future as the URA Master Plan currently shows it as an education and sports and recreational plot.

Although you do need to start higher up to clear the low lying Tanglin School as unlike its neighbours like Ascentia Sky and the Artra, units at Alex Residences will start from the ground floor.

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While I’d usually start from the ground up, let’s shake things up a little here and start from the pick of the bunch at Alex Residences – that rooftop sky pool. Let me start by saying that this is by far and large the most impressive swimming pool on this side of town. While Principal Garden does boast a rooftop pool as well, that can’t really hold a candle to this one.

Okay enough posturing, let me show you what is my view the major selling point at Alex Residences.

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Perched on the 40th floor, the view from the sky pool is really something to behold. It measures 25m by 7m, so it is a decent size – especially for one located so high up. If you wanted a trophy asset to set your home apart, this is one that is unreservedly a conversation starter.

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There’s a reason you don’t see rooftop pools like this all too often, it definitely isn’t a cheap venture to build one – even more so at a height such as this. But for developments that have limited land, this will certainly be a good way to make full use of the space.

Even for those condos with rooftop pools, you’d usually find the size to be quite small. I’d describe them more as fun dipping pools than a proper swimming pool, so it is really good to see that the developers have gone the full mile to ensure that this is not just for show.

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As far as rooftop condo pools in Singapore go, this is easily one of the top few in Singapore. It’s just pure stunning views all around, with the unfolding of the cityscape right before your eyes. I can only imagine it to look even more spectacular during golden hour – perhaps even more so at night as the city lights sparkle away.

I don’t suppose anyone would argue that this is better than the world famous one at MBS, but given you can enjoy this everyday without splurging for a room there (or even crowding with tourists), I think this may just be a more preferable environment for me.

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And as you might expect, there are various seating areas near the pool as well. This is the party lounge, where you can have an after work tipple, or just a nice private conversation.

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You can walk around the back too to admire the views from the other side. Admittedly it isn’t as picturesque, but there’s always something about a view from such a high vantage point.

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I also like how they’ve lined the sides with quite a thick row of plants, which does amp up the vibrancy factor here.

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The area at the end is termed as the sky lounge. I’d say the views from here are pretty nice too, but it could definitely do with more comfortable seating here. It is an extension of the multi-purpose room on the right, which can be used as a function room for gatherings.

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Last but not least is the sky hammock area. It looks quite a futuristic looking thing, but the close proximity to each other means that it can really only be used by one person at a time. It’ll be quite weird socially to use it should there already be someone lying in it – so it would definitely have been better if it was further spread out.

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Let’s have a last look at the views before we head down. At this height, the Crest condo and Principal Garden look positively tiny in comparison.

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Next up, here are the views from a much lower height! Due to the small plot of land, you’ll find facilities on the 4th, 14th, and 24th floor as well. They do have several small differentiations between them (such as a putting green, or chess garden) – but I’d frankly say they are quite inconsequential when it comes to real world usage. It’s mostly about the dining or chill out spots – of which usually the higher the better so that really depends on the availability of each.

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Funnily enough, each facility deck does have a good amount of well maintained greenery, which makes the one at the arrival area all the more of a sore thumb.

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These are the dining pavilions on the 24th floor facility deck. It’s clearly built as a space to soak in the views, but it doesn’t look to be the most comfortable seating around.

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Each dining pod comes with its own shelter as well, which I suppose does come in handy during the onset of rain.

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On the other side, you have an alfresco bar and a couple more seats strewn around. It’s just different seating spaces, so I don’t really see these being used all too much.

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Now let’s head to the 14th floor.

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It’s here that you’ll find the chess garden, or what I’d usually refer to as a not-very-good use of space. I’ve yet to come across someone that would actually use such a facility, so until then it’ll be hard for me to understand the fascination with including such features.

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There are also other areas dubbed as the nature decks, but these are really just various seating spaces.

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As with these slightly comfier looking (and feeling) seats.

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It’s from here too that you can see how big the final residential plot in this vicinity actually is.

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Finally, here’s the bottommost facility deck on the 4th floor. Here, you’ll see several cabanas with their usual cushioned seating stripped (presumably due to Covid-19 measures). This is supposed to be a reading patio, but I’d rather have seen this up top at the sky pool instead – I’d have figured they would have seen much better usage there.

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Like what you’ve seen on the other levels so far, there are several dining/seating areas on each floor. At this point, I realise I haven’t quite touched on the maintenance of the development yet. Alex Residences is considered to be pretty new, having only been completed in 2017 so the jury is still out on its upkeep – but for a 4 year old project you could say that it is on the right track.

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Save for the roundabout at the entrance, the landscaping so far has been quite on point too. There’s just enough included at each level that the space looks more liveable in comparison.

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The lift lobby for each floor is relatively dressed up too. It isn’t eye-catching by any means, but the look is nonetheless professionally done.

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As you might expect for a condo development, each lobby is securely kept by means of the usual keycard system. For visitors, this means you will be required to dial up to get access to the unit.

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Let’s now head to the last part of the development tour, the ground floor facilities.

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Getting there is straight forward enough, it isn’t a big space after all.

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You can go walk around via the forest trail, which is again really just a normal walking pathway.

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Or you could walk up the steps, which would lead you to a family pool. To be honest, given the size of the project, I’d have been happy with just the rooftop pool – so to have another pool on the ground floor is quite a pleasant sight to see.

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It isn’t a big pool, but again, even having an open space such as this is a bonus in my opinion. Looking around, you are set in a pretty nice environment as well. The lush greenery and trees surrounding does create a tranquil ambience despite the fact that you are set in quite a urban zone.

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While this open view wouldn’t last forever (the front of the pool faces the last remaining residential plot), it is currently a lovely private spot to enjoy.

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And of course, you do have the typical deck chairs provided by the side of the pool. What I do like here are the provision of large umbrellas, for some much needed shade during very hot afternoons. It’s surprisingly not something you’d see too often – so if you’d just like to relax by the pool without being burnt to a crisp this would be a very welcome sight for sure.

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There’s a smaller section at the end (it’s still seamlessly connected). At a height of just 0.45 metres, this is definitely an area for much younger kids to splash around.

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By the side of the pool, you do have a large BBQ pavilion that will be great for hosting friends and family.

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Again, it’s lovely views all around, especially when you can’t see too many high rise buildings looking in from here. At least, none that can peek directly in so it is more private.

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With 2 bbq pits available, you are able to host quite a large gathering if you wished (pre-pandemic, definitely).

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It isn’t just about the dining spaces, as you do have some more comfortable lounge seating just next door too.

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Rounding up the kid-friendly amenities on the ground floor is the playground. It’s quite a small space, and it seems to be more of an afterthought than it is a proper playground. There’s only so much bouncing around you can do before even a kid would get bored of it.

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And of course, there is a gym at Alex Residences. You might have already caught a glimpse of it at the entrance, as it is perched above the arrival area. It’s got a decent set of equipment, although it is in quite a tight space.

I do wish that it was located on the top floor instead, as the view out of here isn’t the most workout inspiring.

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Here’s the lobby from the carpark, it’s still kept in quite a pristine condition.

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The carpark is generally well-lit, and I like how the floor is smoothly finished, so it does give off a more premium vibe.

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There are a total of 433 lots, which accounting for the handicapped lots, does mean that Alex Residences has a great ratio of 1 carpark lot per unit. Given its central location, close to MRT plus nearly half of the development features the smaller 1 to 2 bedroom units, carpark should definitely not be issue here.

Alex Residences location review

The main highlight of Alex Residences would be its proximity to Redhill MRT station. It’s located just 280 metres, or about a four-minute walk, to the train station. Redhill is an East-West Line (EWL) station, which is just three stops from Buona Vista and Outram Park in either direction. This makes Alex Residences viable for tenants who work in either location.

Family buyers, on the other hand, will appreciate that there are five schools within a one-kilometre radius (see below).

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Unfortunately, there are few amenities in an “across-the-road” sense, although there will be a FairPrice at neighbouring Artra. In terms of dining, Redhill Market is 700 metres away; this is roughly an eight-minute walk (debatably convenient).

It’s also worth noting that Alex Residences is only 1.1 kilometres from the heart of Tiong Bahru, with its artisanal cafes and boutique shops – that’s only around a five-minute drive away. This could mitigate the lack of amenities in the immediate surroundings.

As an aside, Alex Residences is close to one of the one biggest auto-dealer hotspots in Singapore. About 900 metres along Leng Kee Road, you’ll find the Cycle & Carriage showroom, official dealers for Toyota, Volvo, Volkswagen, Hyundai, even Lamborghini and Ferrari. The auto-dealers and services stretch all the way down Alexandra Road, to the point of IKEA Alexandra (about 1.7 kilometres, or a three-minute drive).

Some degree of traffic noise and congestion are unavoidable when you’re this close to Alexandra Road. The clustering of so many residential developments nearby adds to this, so it’s a relief that Redhill MRT provides an easy alternative.

Amenities

Groceries

Grocery Shops Distance From Condo (& Est. Walk Time)
Fairprice Finest – Artra Opposite (not completed yet)
Giant Express (Redhill Close 96) 400m, 6-min walk

Schools

Educational Tier Names of Institutes
Primary (within 1km-walk) Gan Eng Seng, Alexandra Primary, Zhangde (almost within enrolment priority at 1.05km)
Secondary (within 1km-walk) Henderson Secondary, Crescent Girls School
University (within 5km-drive) NUS Law Faculty (Botanic Gardens)
Polytechnic (within 10km-drive) Singapore Polytechnic

Public transport

Bus Station Buses Serviced Distance From Condo (& Est. Walking Time)
‘Delta Sports Hall’ 122, 139, 186, 51, 970 170m, 2-min walk
‘Opp. Tanglin View’ 122, 139, 186, 51, 970 170m, 2-min walk

Nearest MRT station: Redhill MRT – 280m, 4-minute walk.

You could probably walk or cycle to Tiong Bahru MRT station as well, it’s a kilometre away; but you may as well just take the train one stop from Redhill.

Given the traffic along Alexandra Road (it’s known to be one of the more accident-prone roads as well) some residents may find it’s easier to use the MRT; even if they own a car.

Private transport

Key Destinations Distance From Condo (& Est. Peak Hour Drive Time)
CBD (Raffles Place) 5.3 km, 11-min drive
Orchard Road 3.4 km, 7-min drive
Suntec City 6.5km, 12-min drive
Changi Airport 25.3 km, 23-min drive
Tuas Port (By 2040) 34 km, 34-min drive
Paya Lebar Quarters/Airbase (By 2030) 14 km, 19-min drive
Mediapolis (and surroundings) 4.1 km, 8-min drive
Mapletree Business City 3.8 km, 7-min drive
Tuas Checkpoint 23.6 km, 21-min drive
Woodlands Checkpoint 21.9 km, 25-min drive
Jurong Cluster (JCube) 11.7 km, 15-min drive
Woodlands Cluster (Causeway Point) 21.9 km, 25-min drive
HarbourFront Cluster (Vivo City) 5 km, 10-min drive
Punggol Cluster (Waterway Point) 24.8 km, 26-min drive

Immediate road exits:

There is only one exit, from Alexandra View out onto Alexandra Road.

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From here, Alexandra Road connects to Queensway in just around a five-minute drive. You can connect to the AYE in about 10 minutes, or the CTE in 13 minutes.

The developer team

Singland Properties Limited is part of United Industrial Corporation (UIC) Ltd. UIC is, in turn, a subsidiary of UOL Group Ltd.

UIC is a veteran real estate developer in Singapore. They’ve been listed since 1971, and have been seen in virtually every segment of the property industry. They’ve developed over one million square feet of commercial space, with developments including hotels and offices.

ALSO READ: Our resale HDB flat buying journey: $700+k home at SkyTerrace@Dawson

Singland (listed until 2014) has been behind several landmark developments. Singapore Land Tower, SGX Centre, Marina Square, West Mall, and many other commercial icons were all Singland developments. On the residential side, recent projects by Singland include Clavon, Avenue South Residence, and Mon Jervois.

On the local real estate scene, Singland is a giant. They’re also behind consultancy services, property management services, they operate food courts, etc. In fact Singland predates its parent UIC, going back to 1963; so this is one of the most established names in local real estate.

Stack analysis

Development site plan

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The layout of Alex Residences is unusual. We don’t mean that in a negative way, as it works well and is quote clever. The residential stacks are all clustered on one side, while the facilities are clustered on the other; quite different from the traditional layout where the facilities are in the middle of several blocks.

From the main entrance, a single road leads to the carpark area, preventing the need to drive about in circles between blocks. The downside is there’s only one entry and exit point so this strip of road, plus the entrance roundabout, can get a bit packed.

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Stacks 11 and 3 directly face the entrance roundabout, and consist of 2-bedder units. The stacks immediately flanking these two (stacks 10 and 4) consist of one-bedders. The lower floors on these stacks are likely to experience more noise, as the entryway and road to the carpark are facing them.

Stacks 1, 2, 6, 7, 8, and 12 bring up the rear portion of the development and are more insulated on the entrance and surrounding road. Stacks 8 and 6, both in the rear, also hold the largest three-bedder units.

Clustering all the facilities, like the pool, playground, BBQ pavilion, etc. in one space to the west-end of the development is quite clever. Residents won’t end up in situations where they’re walking a good distance from one pavilion to another, as is the case with older and more scattered condos; and it tends to keep all the sound and traffic (BBQs, children splashing in the pools, etc.) concentrated in just one part of the development.

Sun analysis

Blocks 9 and 8 are likely to receive more of the west sun. But due to the way Alex Residences is angled, we don’t think it will be too noticeable (the light won’t come directly through the windows at full glare).

Unit mix

There are only one, two, and three-bedder units available.

Unit Type No. of Units Size of Units (sqft)
1-Bedroom 87 474 – 506 sqft
2-Bedroom 114 657 – 678 sqft
3-Bedroom 228 883 – 1,141 sqft

Some buyers may find this on the small side, if they’re used to older condos; but these sizes are quite comparable to recent launches. Landlords are likely to appreciate the unit sizes here – they keep the quantum affordable for both one and two-bedders. Some one-bedders are going for under $1 million, while we’ve spotted two-bedders as low as under $1.3 million; and the unit sizes are decent for singles or couples.

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For families, we think they’ll only really consider the largest three-bedders (1,141 sq. ft.). 883 sq. ft. is notably smaller than the typical 4-room flat (about 970 sq. ft.), you can see that the third bedroom would really only be good for a single size bed layout. HDB upgraders may not feel like it’s much of an upgrade, if they’re squeezed tighter together.

Best stacks

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For those who want the greatest amount of quiet, units in stack 6 are furthest from the entrance and from the facilities area. That said, Alex Residences reaches 39 storeys (for the units itself), so on the mid to top floors, even stacks 3 and 11 (directly facing the entrance) are unlikely to notice noise issues.

Overall, stack 8 provides quicker access to the facilities. Again, this is a reasonably tall development; if you pick the mid-to-high floor units in stack 8, it should negate any noise issues that come from being closer to the facilities.

That said, note that stacks 6 and 8 consists of the largest three-bedders. If you’re getting a two-bedder on the lower floors, and want to be further away from the main entrance, stacks 2 and 12 are set further back.

For one-bedders, these are in stacks 4 and 10; between the two we’d pick 10, for a slightly shorter distance to the facilities.

Alex Residences price review

The closest condos for comparison are:

Development Units PSF TOP Lease
Echelon 508 $1,847 2016 99-years
Artra 400 $1,914 2021 99-years
Ascentia Sky 373 $1,464 2013 99-years
Metropolitan Condominium 382 $1,396 2009 99-years
Tanglin View 384 $1,336 2001 99-years
Alex Residences 429 $1,886 2017 99-years

(Prices according to Square Foot Research)

Pure investors won’t appreciate the number of condos surrounding Alex Residences, all of which are quite competitively priced by comparison.

Consider that the upcoming Artra is about 350 metres from Redhill MRT, as is Echelon. Ascentia Sky is even closer at 300 metres, and Tanglin View is the furthest at 750 metres.

Buyers are going to ask if $1,883 psf (average for Alex Residences) is worth paying, given there are multiple cheaper options (except Artra) that boast equal access to Redhill MRT station.

That said, if you are after a newer development Atra currently looks like a better purchase on paper: you’d get nearly direct MRT access, it is as good as brand new, and they’re all leasehold properties anyway. They even have close to the same number of units.

The problem is, Ascentia Sky does the same to Alex Residences. This development is also close to the MRT, also has less than a five-year age difference, and is averaging just $1,495 psf. For home buyers, finer details like unit layouts, facilities, etc. may justify the higher cost; but pure investors may feel Alex Residences to be expensive, if Ascentia Sky is also a valid option for them.

Project Date Land Cost Est Breakeven Price
Echelon Dec 8, 2011 $396 million $1,260 psf ppr
Alex Residences Dec 17, 2012 $332.7 million $1,518 psf ppr
Artra Nov 17, 2015 $376.9 million $1,375 psf ppr

Interestingly, Alex Residences isn’t the newest but has the highest estimated breakeven price of the 3 newest developments of the area. But let’s look at its quantum comparisons to see more.

More specifically, for 2 bedroom units.

Date Unit Size PSF Price
April 12, 21 Alex Residences – 17th Floor 657 $1,881 $1,235,000
April 30, 21 Echelon – 35th Floor 732 $1,940 $1,420,000
9 April 9, 21 Echelon – 5th Floor 732 $1,803 $1,320,000
Feb 10, 21 Artra – 9th Floor 786 $1,845 $1,450,000
Feb 19, 21 Ascentia Sky – 33rd Floor 947 $1,655 $1,568,000
Feb 18, 21 Metropolitan – 6th Floor 775 $1,394 $1,080,000

Where Alex Residences will come in tops in terms of affordability will be that sweet spot in terms of 2 bedroom units. At 657 square feet for the smallest 2 bedroom, it represents the second best entry price to the immediate area despite its comparatively higher psf to an even newer development like Artra.

Bear in mind this 657 square feet unit is a 2 bedroom 2 bathroom unit – so while dining space is compromised here, you can see where Alex Residences still can be competitive as compared to its competitors (whether newer or older). As always, while the older developments may have bigger spaces and lower psf, that bigger size will mean that overall quantum will be higher – as seen with Ascentia Sky.

The one that sticks out like a sore thumb is the Metropolitan condo, but let’s not forget that despite its bigger size, it does only come in an awkward 2 bedroom 1 bathroom layout. Other unintuitive features include a planter at the living (the balcony is instead at the master bedroom).

Appreciation analysis

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A look at the URA Master Plan will show you that, barring the school and green space across Alexandra Canal, the immediate surroundings of Alex Residences is all zoned for residential. This is with a Gross Plot Ratio of 2.8 to 4.9, which all indicates high density residential development.

Apart from the industrial zoned area (where you currently find all the auto dealers), there seem to be no immediate plans for commercial development to add shops, malls, etc. This is a bit tough for appreciation; despite its good location near the Redhill MRT station, Alex Residences is going to have a lot of strong surrounding alternatives.

ALSO READ: 10 cheapest new launch condominiums in 2021 for families

That said, proximity to schools – as well as quick access to Outram Park and Buona Vista via the nearby MRT – are likely to ensure Alex Residences holds its value. This all makes it a solid location for genuine home owners, or those working in the aforementioned areas. But for those seeking resale gains or rental yields, the general area is a bit too competitive, and saturated with residential options.

We should also point out that Tanglin is just a five-minute drive from this area. In the upcoming Orchard area revamp, Tanglin is slated to become a new cultural hub. This is much further down the line however, and we’re not certain what sort of impact this would have; but a revitalisation of Tanglin would certainly benefit properties this close by.

Our take

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Alex Residences is a prime choice if you work in the CBD (due to quick train access to Outram), or in the tech and media hub of One-North (close to Buona Vista). It’s eminently affordable, compared to buying a condo within the actual CBD; for young professionals who are singles or couples, this is a very attractive home.

(It can be for larger families as well, if you’re able to get the bigger three-bedder units).

That said, its general kids focused facilities are more of an afterthought than anything, and its biggest draw (at least among its close by competitors) is its rooftop swimming pool. As a lifestyle choice, it will definitely have a certain pulling power, both for the younger crowd looking to stay or rent.

As an investment asset however, this can be a difficult call, for the reasons mentioned above. This may change if there’s any tweak to zoning; having a few more commercial plots nearby would be a big boost to Alex Residences and its neighbours.

This article was first published in Stackedhomes.

How to decide on a cost plan if you owe the IRS

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How to decide on a cost plan if you owe the IRS

Illustration for the article titled How To Choose A Payment Plan When You Owe the IRSPhoto: Fizkes (Shutterstock)

You may have forgotten that your unemployment benefits were taxed, or that you owned stocks that paid taxable dividends that were hidden somewhere in your portfolio – either way, a tax bill can surprise you, and sometimes when you can least afford it. If you can’t pay your tax bill on May 17th, here are some things to keep in mind IRS payment plans to avoid the worst penalties imposed by the IRS.

What repayment options does the IRS offer?

The IRS (and most state tax authorities) offer payment plans directly through their websites or as an option when filing your tax return electronically. Fortunately, there are a few ways to pay in installments, depending on how quickly you can pay off the balance, as well as the total amount owed.

One caveat: with repayment plans, you’re still on the hook for setup fees and ongoing interest even though the rate you pay goes down from 0.5% to 0.25% per month (for more on IRS penalties, Click here). A repayment plan will also help you Avoid garnishments or the IRS filing claims on your property. Otherwise, the only way to avoid additional payment is to pay your tax bill on time. Here’s a look at the plans::

  • Short term payment plan: The payment term is 120 days or less and the total amount owed is less than $ 100,000 in combined taxes, penalties and interest. There is no setup fee for this plan and interest will accrue until the balance is paid in full. The penalty for non-payment is a maximum of 25% of the unpaid tax amount until the remaining amount is paid in full.
  • Long-term payment plan: When the payment term is longer than 120 daysIt can be repaid in monthly payments for up to six years provided the amount owed is less than $ 50,000 in combined taxes, penalties, and interest (again, there is a maximum non-payment 25% penalty until the balance has been paid in full). You can either set up monthly automatic withdrawals directly from your checking account (the setup fee is $ 31) or go with non-automated (the setup fee is $ 149 Setup Fee – or $ 43 if you qualify as low income Earner).

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To sign in, click the blue “Apply / Revise As Individual” button. Here.

Can you use a 0% APR credit card? to pay your taxes

You could Pay your tax bill with a credit card that includes an introductory 0% interest offer for the first 12-18 months, although that’s a risky move. In this case, you are only transferring low-interest debt to a credit card, the interest rate likely to be between 10% and 25% after the introductory offer expires. In other words, you would just buy yourself extra time and you want to be 100% sure that you can remove that balance from the credit card when the balance is due. Otherwise, you only risk more debt later.

Economist says states ought to resolve on bans

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Economist says states ought to resolve on bans

Prime Minister Narendra Modi is under increasing pressure to demand another nationwide lockdown in India as the overwhelmed health system struggles to fight a devastating second wave of Covid-19.

However, a member of Modi’s economic advisory board says that state governments should instead have the final say on social restrictions.

“All in all, the current policy of leaving it to different states to take local conditions into account and adopt a lockdown strategy – I think it’s a better one overall,” said V. Anantha Nageswaran, part-time member of the Prime Minister’s Economic Advisory Board, said Tuesday to CNBC’s “Squawk Box Asia”.

Calls for a national lockdown – as imposed between late March and May last year – have grown louder as the Indian health system deteriorates and patients suffer from the lack of hospital beds, medical oxygen and drugs needed to treat the disease Disease will be rejected.

Leading coronavirus adviser to the White House, Anthony Fauci, said in an interview with ABC News on Sunday that India must be shut down in order to break transmission chains.

So far, the central government has resisted lockdown calls and allowed states to tighten their own local restrictions, including lockdowns and curfews.

Instead, the government is focusing on delivering global aid – including oxygen concentrators, bottles and generation equipment, and the antiviral drug Remdesivir – to affected areas. The country is also stepping up its vaccination campaign.

People aged 18 and over waiting to be vaccinated against Covid-19 at a vaccination center on the Radha Soami Satsang site operated by BLK Max Hospital on May 4, 2021 in New Delhi, India.

Hindustan Times | Hindustan Times | Getty Images

Nageswaran stated that at this point, the benefits of a statewide lockdown will not significantly outweigh the costs. He added that in cases the increase is still relatively localized in different pockets rather than nationally.

India has reported more than 300,000 cases per day for 20 consecutive days. However, on Tuesday, the Ministry of Health said its data showed a net decrease in total active cases over a 24-hour period for the first time in 61 days.

India’s death toll from coronavirus is close to 250,000.

Economic growth path

Last year’s national lockdown held India back from growth and pushed the economy into a technical recession. Before the second wave of infections, the economy was slowly on the mend – but economists are now predicting that the recovery will be delayed given the current situation.

There is a growing likelihood that localized lockdowns are likely to last through June or beyond. Given the current rate of vaccination, any attempt to fully reopen the economy could lead to a potential third wave of infections, Kunal Kundu, Indian economist with Societe Generale investment bank, said in a recent note.

Kundu said the bank had forecast real GDP growth of 9.5% year-over-year for India’s fiscal year ending March 2022, which is below the market consensus. But even this goal is no longer tenable, as it was assumed that the economy will open sooner due to the rapid pace of vaccination.

“With localized lockdowns through June and beyond, this increases the downside risk to our existing growth forecast. We now expect real GDP to grow by 8.5% for the current year,” said Kundu.

He added that India’s ability to chase the new variants will be key to preventing subsequent waves. To do this, the country must “provide more fiscal resources for genome monitoring and vaccine research” and ensure that all temporary Covid-19 care centers are still in operation, he said.

Nageswaran added that if India’s Covid-19 cases don’t peak in the next two weeks and drag on into the next quarter, it will be more difficult to match the country’s pre-pandemic growth trajectory through fiscal 2022-2023.

The best way to share a podcast episode from a selected timestamp

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The best way to share a podcast episode from a selected timestamp

Introducing a new podcast to your friends is much easier when you can link them directly to a part of the episode that you think they will enjoy. There are several podcasting apps that allow users to send timestamped links originating from a specific part of the episode – including Spotify, which was recently released added the feature to its podcast player. However, each app’s sharing options work differently and offer different levels of control over where an episode plays when a link is opened.

Below is a list of popular podcasting apps that users can use to share timestamped episodes and instructions on how to create and send the links.

Spotify

  1. Find the place in the episode you want to share and tap “ShareButton from the Now Playing menu in the iOS or Android app.
  2. Switch “Shared by” to share the episode from the selected timestamp.
  3. Copy the link or select one of the apps from the list.

Pocket casts

  1. Tap the “Share” Click the button on the main menu or on a specific podcast episode page.
  2. Select “current position”
  3. From the apps listed, tap the ones you want to share.
  4. You can add or edit the timecode at the end of the link to change the starting position for playback. For example, if you want a podcast to start 15 minutes later, put “# t = 15m” at the end of the link.

Google Podcasts

  1. Open an episode’s page in Google Podcasts.
  2. Tap the “Share” Button, then choose “Shared by.”
  3. Select the app or sharing method you want to use.

Covered

  1. Tap the “Share” Icon in the top right corner of the Now Playing screen.
  2. You can choose “Share link from current time” share from the current timestamp, “Share link from Kapitelstart” (if the episode has chapter links) or “Share clip” to create a 30 second clip starting from where you are listening.

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Castbox

  1. Tap the “Share” Button in the playback controls of the Now Playing screen.
  2. Choose “Share episode with position” to send a link to the episode starting with your current timestamp.

RadioPublic

  1. Go to a podcast episode page.
  2. click “Share.”
  3. Switch “Episode start at:” to send a link that will be played from the current playback position or enter a different time code.
  4. Fill out the contact information and click “Send,” or select one of the social media apps at the bottom of the menu.

Youtube

  1. If the podcast series is uploading episodes to YouTube, tap Share.
  2. Turn the “Start at” Field to add a timecode to the link. Enter a new time code to edit the start position.
  3. Copy and paste the link or choose one of the apps to share with your friends.

These are all the podcasting apps that we know have time-stamped sharing options. However, if we missed any, let us know in the comments and we’ll add it to the list.

Grimes hospitalized for panic assault days after SNL cameo

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Grimes hospitalized for panic assault days after SNL cameo

dirt includes her fans on her mental health journey.

On Tuesday May 11, the 33-year-old singer shared with Instagram that she was hospitalized on May 10 following a panic attack.

Her post included a few photos of herself posing with Miley Cyrus while Backstage on Saturday Night Live for the May 8th episode. Miley was the musical guest on the episode hosted by Grimes’ longtime friend. Elon Muskand Grimes himself had a few lines during a cameo as Princess Peach in a Nintendo sketch.

“I forgot to post this because I kind of had a panic attack and went to the hospital yesterday which was pretty scary and I guess it’s a good time to start therapy [three expressionless-face emojis]”Wrote Grimes.” But still – wowwwww @mileycyrus is good live and so chill! “

The actor praised Elon, whose choice as a presenter for fans of the long-running NBC comedy series was polarizing.

The British healthcare startup Huma is elevating $ 130 million from buyers

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The British healthcare startup Huma is elevating $ 130 million from buyers

Dan Vahdat, CEO and Co-Founder of Huma.

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LONDON – The coronavirus pandemic has accelerated the shift towards digital health services and investors are keen to capitalize on the trend by making big stakes in space.

In the UK, London-based Huma announced Wednesday that it had raised $ 130 million in an investment round led by Bayer and Hitachi’s corporate venture arms. The cash injection was also supported by Samsung, Sony and Unilever mutual funds.

Founded in 2011 as Medopad, Humas Software enables clinicians to remotely monitor patients via a mobile app. It also uses a number of wearables and other devices to collect data on things like heart rate and oxygen saturation. The startup claims it is able to detect worsening patients’ health and decide whether or not to go to the hospital.

The company works with the UK National Health Service and governments in Germany and the United Arab Emirates. Dan Vahdat, CEO and co-founder of Huma, said the company offered its services to the NHS on a pro bono basis during the Covid-19 crisis.

“Last year we committed to caring for Covid patients free of charge,” Vahdat told CNBC in an interview. “We thought that was the right thing to do. We are very fortunate to have long-term, visionary investors to support us.”

Huma claims to have doubled the capacity or reach in some of the hospitals it works with in the UK by allowing clinicians to see twice as many patients as they normally would thanks to its “Hospital at Home” service. It is also said to have succeeded in reducing hospital admissions by a third.

According to results released by the National Health Service’s innovation arm, NHSX, doctors in London were able to support an average of 20 patients per hour with Huma, up from 12 patients per hour for employees who do not use the company’s technology. Using Huma also saved about 3 minutes less time that doctors would normally spend with patients.

In Germany, the company signed a contract with the government to buy pulse oximeters – which measure oxygen saturation – from Amazon. Huma insists that the work in support of governments’ pandemic responses is not for profit and that it has signed procurement agreements with health officials to help cover the costs.

Huma’s most recent round of funding gives the company the opportunity to raise an additional $ 70 million at a later date. Should it choose to do so, it would bring its valuation above $ 1 billion and give it “unicorn” status, said a person familiar with the matter, who preferred to remain anonymous as the information failed were released to CNBC.

This is the latest sign of investor confidence in the fast-growing digital healthcare industry. Last month, Swedish telemedicine startup Kry announced it had raised $ 300 million in a round to value the company at $ 2 billion.

A clinician uses the digital platform of the British healthcare start-up Huma.

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“The industry has already moved towards digital as a whole – the pandemic has accelerated it,” Vahdat said.

Huma, which has 125 employees according to LinkedIn, is still severely loss making. Vahdat says it is prioritizing growth for now.

“For us as a company, our vision is how we can most effectively influence the lives of people around the world so that everyone can live longer and fuller lives,” he said. “We believe that if we can achieve that vision, the money will take care of itself.”

Huma lost £ 11.6 million ($ 16.4 million) on 2019 sales of £ 5.4 million, according to a news from Companies House. However, sales grew more than 3,600% from the £ 146,000 reported in 2018. The group’s 2020 annual financial statements should be presented by September.

Although the company raised a sizable amount of money, Vahdat said the company still had most of the money in the bank from its last round in 2019. The company’s recent capital injection is aimed at building partnerships with companies like Bayer and expanding into markets like the US, Asia and the Middle East.

“We’re doing bigger projects with multinationals and governments,” said Vahdat. “Having a great track record helps us give them the confidence and potentially a better and more effective long-term partnership with some of our partners.”

Goldman Sachs acted as lead placement agent for Huma on the deal, while HSBC and Nomura acted as joint placement agents. Nomura is now also a shareholder in the company, said Huma.

It will assist forestall harm whenever you return to the fitness center

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It will assist forestall harm whenever you return to the fitness center

Woman wrapping her hands in a boxing hallPhoto: Panumas Yanuthai (Shutterstock)

Coming back to the gym after a long hiatus is a strange feeling. You are either weaker than before or you are fit in a different way (maybe you didn’t work out while your gym membership was down, but you ran a lot) but you still remember your old weights, your old steps, your old routines.

Jumping back as if you never left is a recipe for disappointment and possibly even injury. Fortunately, the human body is resilient and adaptable. Follow these tips and you’ll soon be back to your old routine.

Run up over time

If you repeat yourself, such as B. Running, your greatest risk is not what you do on a given day, but rather the total amount of work you do. Beginner injuries are far more common than experienced runnersand most running injuries are overuse injuries – the kind that creep on you over time.

As we discussed in Our guide to injury prevention as a beginnerYou don’t really have to worry too much about your shape or your shoe choices. What’s more important is keeping most of your running at an easy, slow pace and increasing your overall workload over time, rather than jumping straight to your run every day.

Other repetitive activities can follow the same pattern. If you decide you want to swim 50 laps every morning, don’t be surprised if your shoulders hurt after a week in a row. Rather than fast-forwarding straight to your goal routine, start doing shorter workouts a few times a week and then gradually increasing yourself a little each week while you are still feeling good.

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Don’t try to get the most out of your first day

Testing your strength is fun, but it’s probably best to think about testing days as a privilege that you deserve through the hard work of training.

You can injure yourself lifting heavy weights incorrectly, but something heavy is not enough to create a risk of injury. Rather, your body adapts to the loads you put on it. So what you are lifting should be something that you have trained for.

If you’ve done a lot of squatting around 170, 180, 190 pounds, asking your body to 200 pounds isn’t too much of a leap. But if you squat zero pounds and then charge 200, your body may not be ready for it.

Instead of trying to test your strength right away, first give your body a basic level of work for a while so it can adjust. You will still make profits during this time, so do not rush. In a matter of weeks you will feel like you again.

Expect an improvement

So you have to hold back your first day at the gym. Too bad. But don’t get so attached to this fact that you forget to challenge yourself.

The truth is, beginners can make huge gains pretty quickly in almost any area of ​​fitness, whether it’s strength, speed, endurance, or anything else. And if you had previous experience and are now getting back to the beginner numbers, you will likely be able to make the same gains even faster.

Make a plan. You may not know exactly how quickly you will improve. So make it a goal to listen to your body – not just to find out your limits, but also to see if you can possibly do more than expected. Try adding a little weight each week and see what happens. Add a few notches to your resistance on the elliptical. Sign up for the intermediate class when the beginner has felt good. You will never find out what to do until you try.

Build consistency

We’ve already established that there are no prizes for setting personal records on your first day at the gym. So how can you rate your efforts?

I like to think of it this way: your goal at this point is to build consistency. Staying in tune with your efforts is the foundation upon which profits are built. So instead of thinking, “How much can I lift today?” or “How high can I go up the rankings in this class?” ask yourself, “How does this help me build consistency?”

If you have a specific answer to this question – such as, “I’m doing the beginner’s course three times this week and I’m going to sign up for two beginners’ sessions and an intermediate level next week – you are in control of the process and you’re off to a good start.

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