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Here is How To Train Your Youngsters To Share

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Image for the article titled Children Don't Always Have to Share

Photo: Anna Kraynova (Shutterstock)

My two year old started crying minutes after my eldest son opened his birthday presents. He wanted to play with his brother’s newest toys as soon as they came out of their boxes, but his siblings firmly declined his requests. And while I was disappointed that my oldest child didn’t want to share, I couldn’t blame him either. There is nothing more annoying for a child than to be forced to give away their toys to someone just minutes after receiving them.

Not sharing with a friend or family member, however, goes against everything I learned as a kid. If someone I knew wanted to use something I was using, I understood that without question I should give them a chance. When I saw this scenario between my children, I asked myself, “Do children always have to share?”

I asked this question Parental psychologist, bestselling author and mother of four, Dr. Heather Wittenberg. She explained that parents should teach the behavior over time rather than forcing children to share. But she admits that for many parents, that’s easier said than done.

“It’s actually more difficult than potty training because it takes a lifetime,” she says. “Sharing is one of the most complex human behaviors, and a lot of people never get the hang of it.”

Raising young people to consider the well-being of others is one of the reasons Wittenberg believes in teaching children to share. She gave some tips on how parents can put the practice into practice.

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Why Teaching Children To Share Is Important

Sharing falls under the umbrella of the essential socio-emotional skills children must learn in order to manage their emotions, empathize with others, and make and keep friends. And while sharing promotes empathic behavior in children, according to Wittenberg, it occasionally collides with a child’s need to protect their boundaries. It’s a skill that parents have neglected over the centuries because it can teach children, especially girls, the importance of pleasing others at a young age.

“You can’t really ‘force’ someone to be ‘nice’, to care or to empathize,” she explains. “You can force them to give up their boundaries and insist that they share, even if it feels really wrong to them. But that teaches the wrong lesson, doesn’t it? “

Since children are still developing and learning to deal with themselves, being forced to demonstrate advanced skills like sharing puts them in a losing position. It will likely lead to tantrums and tears, and telling them to share it will only make matters worse.

“Rather, coach and support you side by side in possible sharing situations on the playground or at a birthday party,” says Wittenberg.

How can parents “teach” sharing?

Wittenberg emphasizes that when teaching children to share, parents should know that this is not a skill that is learned over a weekend like potty training. Parents need to show patience, encouragement, and repetition –and be ready to prove it for yourself if you want your children to know how important it is for them to learn this empathic behavior.

“It’s incredibly challenging socio-emotional behavior that requires multiple developmental cycles and lots of trial, error, lots of encouragement and good example from parents,” she says.

And in my situation where I teach my two sons to share, Wittenberg says it can be more of a hassle teaching siblings because they save their best and bad behavior for one another. In addition, parents are more likely to lose patience in such situations because we want our children to get along.

She emphasizes the need for parents to stand up to their children and recognize how difficult it can be for them to share. But at the same time, let them know how important it is for them to learn how to do it. Also, give an example and model the behavior that you would like your children to see. Parents can also set up an exercise sharing session that you can supervise and coach.

“Shout out ‘sharing in the wild’ when you see it,” she adds. “It doesn’t have to be anything big – just a quiet but sincere acknowledgment: ‘Hey, I saw your turn with your brother. I know that must have been difficult. But you are going to be a big kid and I see that you take care of your brother. Impressive work. ‘”

Dow rises greater than 200 factors regardless of disappointing financial information

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US stock futures rose in trading Thursday morning despite disappointing economic data.

Dow Jones Industrial Average futures gained 125 points. Meanwhile, the S&P 500 futures rose 0.2% and the Nasdaq 100 futures fell 0.1% due to a decline in Facebook and PayPal stocks.

US gross domestic product rose 6.5% on an annualized basis in the second quarter, well below the Dow Jones’ 8.4% estimate.

Meanwhile, a separate data point showed that 400,000 people were making initial claims for unemployment benefits for the week ending July 24. That level is almost double what it was before the pandemic and above a Dow Jones estimate of 385,000.

Many investors were relieved that the US Federal Reserve did not signal any imminent plans to reverse its security purchases. Fed chairman Jerome Powell warned that while the economy was making headway toward its goals, there was still a way to go before the central bank would actually adjust its loose policies.

“We still have some work to do on the job side,” said Powell. “I think we are still a long way from having made significant progress towards the maximum employment target. I would like some strong employment figures.”

PayPal and Facebook fell 5% and 3%, respectively, in early trading after warning of a significant slowdown in growth on the release of quarterly earnings.

Meanwhile, Ford’s shares rose nearly 4% after raising its outlook for 2021, saying it is selling more cars that are more expensive, despite missing analysts’ earnings estimates.

Amazon, Pinterest and Anheuser-Busch will report their results on Thursday.

“The market understood that we had a bad quarter here compared to last year,” said Michael Reynolds, vice president of investment strategy at Glenmede. “What is far more important this season are the forecasts we get for the quarters ahead as the economy adjusts to the new normal.”

Key averages are on track to end the month higher, with the S&P up 2.4% for July. The Nasdaq Composite and the Dow were up 1.8% and 1.2%, respectively.

Meanwhile, the Senate voted on Wednesday for a bipartisan infrastructure plan that would put $ 550 billion in transport, broadband and utilities.

7 issues Richa Moorjani can’t dwell with out

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We interviewed this celebrity because we think you will like her selections. E! has affiliate relationships, so we may receive a commission if you buy something through our links. Items are sold by the retailer, not E !.

If you haven’t seen season 2 of Netflix’s Never Have I Ever, we encourage you to do so ASAP!

The hilarious coming-of-age hit TV show is relatable to AF and will get you hooked on the first episode. The main role is played by Devi’s stunning cousin “Kamala” Richa Moorjani! Fortunately, we were able to catch up with the star to find out what she can’t live without and what makes her happiest.

“I feel happiest when I am fully in the present moment – and that usually happens naturally when I cuddle at home with my husband and dog, when I’m on set / on a creative project, or when I’m in the Immersed in nature “, the actress explained to E !.” But especially when a delicious dessert is in front of my face. “

20 of probably the most twisted film venues of all time

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A lamb with a flower crown

Screenshot: Lamm / A24

The trailer for Lamb, the upcoming freaky psychological horror drama from A24 and director Valdimar Jóhannsson, came out yesterday, and if you’re on social media at all, you’ve probably seen it, or at least horrified, if people are confused, reactions to it. Which makes a lot of sense once you’ve seen it:

A24 has a certain reputation for strikingly atmospheric films that hit a certain sweet spot – films that are generally a mix of art, entertainment, commentary, and holy shit-what-have-I-just seen ?! Think of the lighthouse, the witch, the killing of a sacred stag, and Midsommar (as well as the upcoming Green Knight). Whatever your thing, they are all completely unforgettable. That’s the power of what we call the genre of fucked-up film: good or bad, they stay with you, maybe forever.

Sometimes one premise alone can haunt your dreams. There are certainly films that I have never seen that have made me deeply concerned. Even reading a storyline or catching a few moments from a trailer can be unsettling. Fucked-up films have this power and range from art house award winners to recycling waste. Here are 20 of our … favorites?

(It’s probably not surprising that some notable films weren’t included here just because they aren’t available for streaming anywhere – think The Unknown, Faces of Death, Spanking the Monkey, Happiness, Salo, Visitor Q, and other infamous twisted classics Feel free to add titles from your own, somewhat disreputable DVD collection to our selection.)

A Chew-sized Monetary Information to Youngsters’s Dental Hygiene, Cash Information

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A visit to the dentist can easily cost hundreds of dollars per visit. For this reason, maintaining your child’s dental hygiene from an early age is a necessary step to avoid high dental bills in the future.

If you’re wondering how much to pay to keep your child’s dental health, here’s a financial breakdown of the top five areas you need to know.

Average cost of dental treatment

In Singapore, it is recommended that you take your child for their first dental exam before they are 3 years old. It is also important to establish good dental habits as early as 6 months of age or when the first milk teeth appear.

In fact, research has shown that early exposure to dental hygiene habits can help reduce the fear of dental appointments as children age. If your child is the right age to see a dentist, here are some indicative expenses to budget for.

Dental care costs for children

Dental services for children Fees
Average consulting fees for children’s dentists $ 50 to $ 150
Scaling and polishing from $ 70
Dental fillings $ 100 to $ 150

Dental services in school

If your children are in elementary or secondary school, they are entitled to free dental services in school dental clinics and mobile dental clinics. This means that by the ages of 7-16 you can save a significant amount on maintaining oral health.

The free service includes a dental exam, basic dental treatments like tartar removal, polishing, filling and extraction, and preventive treatments like fissure sealing to prevent tooth decay. If your children need dental treatment beyond the standard list, they will be referred to the School Dental Center (SDC). The cost of services at this center may vary as shown in the table below.

Usual Dental Treatment Fees

Treatment services Fees (non-residents) Fees (permanent residence)
filling $ 41.60 to $ 84.50 $ 24.00 to $ 48.75
polishing $ 41.60 to $ 84.50 $ 24.00 to $ 48.75
Scaling $ 41.60 to $ 84.50 $ 24.00 to $ 48.75
extraction $ 41.60 to $ 54.60 $ 24.00 to $ 31.50
Examination & diagnosis $ 28.60 to $ 84.50 $ 16.50 to $ 48.75
Oral hygiene instructions $ 23.40 $ 13.50
roentgen $ 7.80 to $ 45.50 $ 6.00 to $ 26.25
Root canal treatment $ 208.00 $ 120.00

Average cost of braces

Treatment with interceptive braces is one of the most common dental treatments for children aged 7 to 12 years. Braces help to correct misaligned teeth, tooth gaps and bite problems.

Almost 33 percent of the total world population have had orthodontic treatment. However, one concern most parents have is the relatively high cost. The total procedure can range from $ 3,500 to $ 7,000 for treatments that last 18 to 24 months.

It is important to note that the duration and total cost will depend on the severity of the dental problem and the type of braces chosen.

Good dental hygiene starts at home

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While a visit to the dentist can fix more complex dental problems, basic dental hygiene begins at home. This means that you have the right dental care tools like toothbrushes, floss, toothpaste and teach your child how to properly brush and floss their teeth.

Estimated annual cost of maintaining dental hygiene

Product Type Cost per unit Estimated annual cost
toothbrush $ 3.50 $ 14
toothpaste $ 5.49 $ 54.90
Floss for children $ 14.48 per pack of 75 units $ 72.40

How food affects teeth

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Proper nutrition and the right amount of food not only help children stay healthy, but also help them build healthier teeth. Avoid giving your children overly sweet foods, such as juices, soft drinks, and chocolate, as these foods cause tooth decay and may require dental fillings in the future.

When it comes to food, choose fresh fruits over dried ones, as the latter tend to stick in the grooves of the teeth. Milk and water are considered the best liquids for children and it is not advisable to let your child go to bed after drinking soda. If your little one needs a bottle before bed, fill it with plain water instead of juice, as the sugary liquid will collect around their teeth, which can lead to tooth decay.

Try making your child drink from a cup instead, reminding them to brush their teeth and maintain proper dental hygiene after their last milk meal.

Most importantly, remember to include good sources of calcium in your child’s diet as this is essential for building strong bones and healthy teeth. Foods like broccoli, beans, leafy green vegetables, salmon, and tofu are perfect for boosting your child’s dental health.

Lay the foundation for your child’s dental health

Keeping your children healthy can be a costly business. Maintaining dental health alone can cost you thousands of dollars if your teeth are not properly cared for. This is why comprehensive family health insurance is so important.

This article was first published in ValueChampion.

“Not clear” whether or not Covid-19 vaccine boosters are essential

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Ontario’s Premier Doug Ford receives Astrazeneca-Oxford Coronavirus Disease (COVID-19) vaccine from pharmacist Anmol Thrush at Shoppers Drug Mart in Toronto, Ontario, Canada, April 9, 2021.

Nathan Denette | Swimming pool | via Reuters

AstraZeneca is not yet sure whether a third dose of its Covid-19 vaccine is needed for further protection against the virus, the company’s CEO told CNBC on Thursday.

Speaking to CNBC’s Squawk Box Europe, Pascal Soriot said the company had no “exact answer” as to whether booster shots were required.

“This immunity has two dimensions – antibodies [which] decrease over time, but the second, very important dimension of vaccination is the so-called T cells. They tend to protect people from serious illness, but they also offer durability, “Soriot explained.

“With the technology we use, we have a very high production of T cells. We hope that we can have a permanent vaccine that will protect over a long period of time. So whether we need a third booster vaccination or not is not yet clear. “Only time can tell.”

T cells are a type of white blood cell that play various roles in the body’s defense against an invading virus. For example, they can attack the pathogen or help various white blood cells to produce antibodies.

Antibodies prevent viruses from entering cells, but they don’t last as long as T cells.

Soriot added that the only way to be sure if a booster dose is really needed is to watch if the vaccine’s effectiveness decreases over time.

“We know that [our vaccine] has a decrease in antibodies [over time] – We haven’t seen a drop in efficacy yet, but it’s a little early to judge, time will tell, and I hope the T cells provide this lasting, long-term protection. “

On Wednesday, Pfizer CEO Albert Bourla told CNBC’s “The Exchange” that the company was “very, very confident” that a third dose of its vaccine would provide sufficient immunity to protect against the faster-spreading Delta variant of Covid.

Bourla’s comments came after a study found that the effectiveness of the Pfizer BioNTech vaccine decreased an average of 6% every two months, and that the vaccine was most effective between a week and two months after receiving the second dose of vaccine.

Bourla also told CNBC on Wednesday that the vaccine’s effectiveness dropped to about 84% four to six months after the second dose.

Increase in vaccination income

AstraZeneca sales of its Covid-19 vaccine reached nearly $ 1.2 billion in the first half, the company said on Thursday.

Revenue from vaccine sales helped the Anglo-Swedish pharmaceutical giant increase its total first-half sales by 23% year over year to $ 15.5 billion, AstraZeneca said in its earnings report.

Oxford-AstraZeneca Covid-19 vaccine revenue more than tripled in the second quarter from the three months before.

Excluding vaccine sales, the company’s half-year profit increased 14% from the first half of 2020.

After acquiring US pharmaceutical company Alexion, AstraZeneca updated its forecast for the year to forecast total sales to grow by a low twenties percentage. Revenue from its Covid-19 vaccine was not included in the guidelines in view of “increased risks and uncertainties from the effects of Covid-19, including the effects of potential new drugs for Covid-19 in clinical development”.

The company also indicated that fluctuations in its financial performance are expected to persist between quarters.

Nearly 4 billion shots of Covid-19 vaccines have been given globally, data collected by Bloomberg shows.

According to Our World in Data, vaccination programs have now been launched in 214 countries and territories, most of which have approved the Oxford-AstraZeneca vaccine for use.

Restrict distractions on iPhone with the notification abstract in iOS 15

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Image for article titled Avoid Unnecessary Distractions in iOS 15 with 'Notification Summary'

Photo: Khamosh Pathak

Every year Apple adds new features to the iPhone and iPad operating systems to Notifications a bit more manageable. iOS 15 is no different. This time around, Apple has removed the old “Shipment Quiet” feature and replaced it with the Notification Summary, which gives you even more control over how and when your phone is bothering you.

Think of it as a notification summary: every morning or evening (or anytime in between) you’ll get a single notification listing all of the day’s notifications from apps you’ve added to the summary feature.

Image for article titled Avoid Unnecessary Distractions in iOS 15 with 'Notification Summary'

Screenshot: Khamosh Pathak

This allows you to mute and view your notifications too – albeit delayed and repackaged so they don’t get in the way of your really important notifications.

To begin, open the “settings”App on your iPhone or iPad (you need to be running iOS 15 or iPadOS 15, that is currently in public beta). Go to Notifications > Planned summary and activate “Planned summary” represent.

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You can keep the default times for morning and evening, or you can tap the time to change when your summary is delivered. You can also add additional summaries to be delivered at different times of the day by clicking the “Add summary“Button.

Of the “Apps in summary“You can enable the apps that want to send notifications directly to the notification summary.

Image for article titled Avoid Unnecessary Distractions in iOS 15 with 'Notification Summary'

Screenshot: Khamosh Pathak

Once added, you won’t annoy these apps with a notification sound or vibration every time a new notification comes in.

You can also quickly add an app to the notification summary itself from the Notification Center itself: swipe left on a notification, tapOptions“Button and select the”Add to summary” Opportunity.

The next time a summary is due, your iPhone will display a large section of the notification summary at the top of your notifications list. Tap the field to expand it and see all notifications in the summary.

If you later want to remove an app from the summary, swipe left on the notification in the notification summary and tapOptions“Button and select the”Deliver immediately” Opportunity.

David Beckham’s son Romeo is his mini self with matching blonde hair

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David Beckham‘s fans love how much he looks like son Romeo Beckham on her latest photo.

On Wednesday July 28, Romeo posted a picture on Instagram relaxing on the couch while his father lays his head on the 18-year-old’s shoulder. In the picture, both guys have pale blonde hair, which makes them look more alike than ever.

The teenager simply labeled his post with a black heart emoji. In the meantime, Victoria Beckham proved that she was proud of her two boys by posting the photo on her page and adding the caption: “Family time [two-heart emoji] @davidbeckham @romeobeckham x. “

Fans were quick to point out how similar the couple looked in the comment section. “Twinning handsome guys [heart emojis]“Wrote one person. Another user wrote: “Same, but different.”

A third person said: “Romeo looks more like David than David!”

Back in May, David teased Romeo for getting rid of his longer dark locks in favor of the platinum look. In his post at the time, the 46-year-old soccer star, known for his bleached bonnet in the late 1990s and early 2000s, reminded Romeo of who did it first by writing, “Nice hair [heart emoji] @romeobeckham I wonder where you got this idea from. “

Credit score Suisse Q2 2021 revenue

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Credit Suisse bank.

NurPhoto | NurPhoto | Getty Images

LONDON – An investigation into Credit Suisse’s dealings with the collapsed US hedge fund Archegos Capital revealed Thursday that the Swiss bank had failed to “manage risk effectively”.

The Archegos saga dominated the headlines this March, with Credit Suisse being hardest hit by several international banks involved.

Archegos built massive holdings in certain stocks through swaps, a type of derivative that investors trade over-the-counter or among themselves without having to publicly disclose their holdings and which are heavily leveraged. But a sell-off of those stocks meant the hedge fund was forced to put more money into it, resulting in a forced liquidation of more than $ 20 billion.

A report released on Thursday based on an independent external investigation commissioned by the bank’s board of directors found that the prime services business of Credit Suisse’s investment banking unit was “both first and foremost” the second line of defense as well as the lack of risk escalation. “

“It also found that limit overruns were not controlled across both lines of defense, which is due to an insufficient exercise of supervisory duties in the investment bank and in the risk area as well as a lack of prioritization of risk reduction and improvement measures,” the statement said .

Nonetheless, the investigation concluded that there was no “fraudulent or illegal behavior” or malicious intent on the part of you or your employees.

We want to take the right lessons.

Thomas Gottstein

Thomas Gottstein, CEO of Credit Suisse

In the wake of the sandal, the head of the investment bank Brian Chin and the chief risk and compliance officer Lara Warner resigned. The board of directors has decided to forego bonuses for 2020 and also to cut the proposed dividend.

Thomas Gottstein, CEO of Credit Suisse, told CNBC on Thursday: “We are taking this event very seriously, both in terms of scale and course, and we want to draw the right lessons.”

He also told CNBC’s Geoff Cutmore that Credit Suisse wants to make sure “an accident like Archegos doesn’t happen again”.

78% drop in profits

The result of the investigation was published at the same time as the publication of the Swiss lender’s second quarter results.

Credit Suisse announced that its net income for the three-month period ended June reached 253 million Swiss francs ($ 278.3 million), falling short of expectations in its own analyst survey. At 1.16 billion Swiss francs at the same time last year, net profit fell by 78% over the course of the year.

At the end of the first quarter, Credit Suisse reported a hit of CHF 4.4 billion due to the Archegos saga. However, Credit Suisse announced on Thursday that it had to accept an additional pre-tax loss of CHF 594 million in connection with the collapse of the hedge fund.

In the future, the bank wants to pursue “a more conservative risk approach” and work with a hard core capital ratio, a measure of the solvency of banks, of at least 13%. The stock has fallen 17% since the start of the year.

— CNBC’s Yun Li contributed to this report.

When are you able to step again from shopping for a house with out dropping your earned cash?

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Image for the article titled When Can You Quit Buying A Home Without Losing Your Earned Money?

Photo: Aleksandr Bagri (Shutterstock)

Can you withdraw from an accepted, signed offer to buy a house? After all, a lot can happen during the closing phase of any sale – job loss, medical emergency, divorce – that may force you to change your plans. The good news is, yes, it is possible to withdraw a signed offer – but if you do, it will determine whether you will lose your serious money.

Can you withdraw from an accepted offer for a home?

Yes, but it could cost you. By signing a sales contract for a property, you are legally bound by the terms of the contract, which usually include an upfront payment known as serious money, usually 1% to 5% of the purchase price. Earning money shows the seller that you are a serious bidder ready to pull the deal.

Of course, even with the best of intentions, there may be reasons not to make the decision to close the deal ahead of time. Because of this, most sales contracts (created by your real estate agent) contain contingencies that allow you to renegotiate or get out of business without losing your serious money. Common eventualities are:

  • House inspection: You can step back from a deal if a home viewing reveals unexpected flaws that negatively affect the value of the property.
  • Appreciation: If a home appraisal shows the home value is below the purchase price and the seller is not renegotiating, you can get out of the deal.
  • Selling your current home: Often times people have to sell a house in order to buy a house. This contingency prevents you from getting stuck paying two mortgages.
  • Financing: If you are denied a loan from the bank to buy the house, you can withdraw without penalty.

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As the Washington Post points out, the seller can withhold the buyer’s security deposit and sue for additional damages if they can prove that you deliberately thwarted the deal, either by jeopardizing a credit decision through high debt or by quitting your job.

What if contingencies do not cover your reason for withdrawing an offer?

Let’s say your reason for withdrawing an offer has nothing to do with a contingency in your contract – like getting a dream job in a new city. Then what can you do? Unfortunately, the fate of your serious money rests in the hands of the seller. This is why you want to cancel your listing as soon as possible because the longer you wait, the more inconvenience for the seller.

Talk to your real estate agent about the next steps. Honesty is your best policy as many sellers will be reasonable if your reason for withdrawing an offer is due to a major, unexpected change in your life. Of course, if you only get cold feet once you own the property, you will have less traction. When that happens, you may have to bite the bullet and say goodbye to your serious cash – a costly decision, but better than buying a home you would rather not own.

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