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Aktien issued a proper warning of violating the Anti-Cash Laundering and Terrorist Financing Act

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According to the New Zealand Police Department, Mandatory Transactions are transactions that are processed through an International Funds Transfer Reporting Agent (IFTs) – an international transfer of NZD $ 1000 or more if at least one of the institutions involved in the transaction is in Is resident of New Zealand and at least one is located outside of New Zealand; and Large Cash Transactions (LCTs) – a domestic, physical cash transaction of NZD $ 10,000 or more in physical currency (ie, coins and printed money known as legal tender).

The law requires hotlines to report their prescribed transactions to the police’s Financial Intelligence Unit, says Reserve Bank Deputy Governor and General Manager of Financial Stability Geoff Bascand.

On Monday, the FMA announced that Sharesies had failed to meet its obligations by not collecting enough information about the customers’ reasons for using the app or to determine whether customers should be subject to an increased duty of care. It also states that the platform has failed to complete identity verification for customers with an account balance greater than $ 1000 as part of normal customer due diligence.

Sharesies have been instructed to make a number of changes to meet its obligations. Founded in 2017, the company made investing more accessible for the everyday kiwi.

James Greig, director of the FMA regulator, said they applaud the way online investment platforms like Sharesies have changed investing, but it’s important for fast-growing companies to make sure their compliance processes and guidelines are in step keep.

“We made this warning public because the share violations seemed symptomatic of a rapidly growing business without ensuring that fully effective processes and controls were in place for AML and CFT.

“It is important for all companies to understand our expectations under the AML / CFT Act. Sharesies has built a significant customer base in a short period of time and we believe the company will be vulnerable to money laundering if continued with current practices. We do not consider the violations to be deliberate. ”Sharesies is cooperating with the FMA and has taken steps to update and strengthen its practices.

“New Zealand’s anti-money laundering laws have been in place for some time and are designed to thwart criminals and preserve the integrity of our financial system. It is important that companies have the appropriate systems and controls in place.”

The full changes public companies must make include:

Obtain information from all current customers to explain their reasons for using the platform and modify the onboarding process to collect this information in the future

Development and implementation of a process to complete the identity verification at the time of the account application and training of the staff on these processes

Obtain adequate information from all customers who have used the word “trust” in the account application process and to exercise increased customer due diligence when dealing with trusts – a requirement under the law

adequately verify the identity of all customers and restrict withdrawals or transfers until such verifications are completed.

Sharesies isn’t the only company to face a warning. Earlier this month, the Reserve Bank of New Zealand issued a formal warning to Westpac New Zealand for violating the law.

The US is increasing Covid vaccine manufacturing to donate extra doses to the world

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The United States is expanding Covid-19 vaccine manufacturing to donate more doses to countries that don’t have as much access to the life-saving syringes.

“We are now working to greatly expand the capacity so that we can donate hundreds and millions of doses to low- and middle-income countries,” said Dr. Anthony Fauci, medical advisor to President Joe Biden, in an interview on CNBC’s “Closing Bell” Thursday.

Scientists around the world, including World Health Organization officials, have condemned rich nations for giving booster vaccinations to fully vaccinated people while millions in other countries are unable to receive the vaccine.

Dr. Mike Ryan, director of the WHO’s Emergency Health Program, said wealthy nations who choose to give booster doses are handing out “extra life jackets” to those who already have one while drowning other people.

Fauci said the U.S. has given more than 120 million doses to 80 countries and donated $ 4 billion in resources to the vaccine exchange initiative coordinated by Gavi, the Vaccine Alliance. the Coalition for Epidemic Preparedness Innovation and the WHO.

“We do both,” said Fauci about the distribution of booster vaccinations and the aid for other countries. “We are very sensitive to the needs of developing countries for vaccine doses, but we believe we can do both.”

Concerns about the Delta variant continue to preoccupy many Americans as health systems in states with high infection rates struggle to keep pace with demand for hospital beds. A further acceleration of cases in the US could be avoided if more people were vaccinated, Fauci said.

“We can do a lot about it,” said Fauci, noting that 90 million people in the US are eligible for vaccines but still haven’t been vaccinated. “We want to vaccinate the unvaccinated as much as possible.”

He said it was difficult to say when the current delta eruption will peak.

“It’s very difficult to predict. We saw in the UK that after several weeks of high acceleration, things had turned around,” said Fauci.

Once delta infections slow down, Covid could become an endemic disease that remains at low levels in the population, like the flu, although Covid is much more deadly. Fauci said he doubts Covid – unlike the flu, which requires annual vaccinations – needs recurring boosters to maintain a high level of protection.

“I don’t think that will be the case. I think this third shot will take us far,” said Fauci.

Correction: This article has been updated to reflect that the COVAX vaccine exchange initiative is coordinated by Gavi, the Vaccine Alliance; the Coalition for Epidemic Preparedness Innovation and the WHO.

How one can Watch Netflix with Spatial Audio on iOS

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Image for the article titled How to Watch Netflix Using Spatial Audio on iOS

Spatial audio support is finally rolling out in the Netflix iOS app. The function should be Available Soon to all iPhone and iPad users with iOS or iPadOS 14.6 (or higher).

Unfortunately in contrast to other spatial audio compatible apps like Apple music and Apple TV +, which a. support large selection of the playback devices, Netflix only supports spatial audio through the AirPods Pro or AirPods Max. Support for additional playback devices may be added in the future. Apple also plans to provide spatial audio support for Mac and Apple TV devices in the future.

Right now, you can watch Netflix content with 5.1 or Dolby Atmos surround sound on iPhone and iPad through your AirPods Pro or AirPods Max:

  1. Connect your AirPods Pro or AirPods Max to your iPhone or iPad.
  2. Open the Netflix app and look for content that has a surround sound mix (e.g. 5.1 Surround or Dolby Atmos).
  3. Open Control Panel (swipe down from the top-right corner of your device’s screen).
  4. Long press the volume slider to open the audio options.
  5. Tap the Spatial Audio icon to enable it.

You can also adjust the spatial audio in the iOS / iPadOS Settings app under. switch Settings> Bluetooth. Tap the “I” next to the device name in the Bluetooth list, then scroll down and tap “Spatial Audio” Slider.

Note that not all Netflix content will play in spatial audio, even with the feature enabled. It only works for movies and TV shows with some form of surround sound mixing.

However, Netflix’s spatial audio rollout also includes preventative support for iOS 15’s spatial audio conversion feature, which uses AI to convert content recorded in stereo or mono to multichannel audio. In theory, the feature could add 5.1 surround sound to older movies and TV shows that only play stereo. It should work with other spatial audio compatible apps like HBO Max, Disney +, Apple TV +, and Apple Music as well.

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The forced spatial audio conversion option appears in the iOS and iPadOS audio options if you’re using a supported app and playback device, but it won’t work until you’ve installed the full version of iOS 15 later this year. or try the public beta.

[The Verge]

Lauren Cohan teases Maggie & Negan on TWD

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It’s safe to say that Maggie and Negan never become friends.

At the premiere of The Walking Dead on August 22nd, fans watched Negan (played by Jeffrey Dean Morgan) left Maggie (Lauren Cohan) to fend for themselves when a horde of Walkers collapsed on their group in a subway tunnel. It was a move that came after the perhaps not-so-reformed villain challenged Maggie’s leadership decisions and accused her of being too preoccupied with his presence.

“We’re down here because there’s death up there,” she snapped in response in the new episode. “We’re moving fast because our children are starving, and I’m in charge because everyone voted that way.”

But Maggie went on to prove Negan’s point by pulling a gun at him and saying, “About you? It’s always on my mind.”

Which is understandable given that Negan is the baseball-wielding villain, Maggie’s husband Glenn (Steven Yeun) to death in the premiere of the seventh season. Since then, Negan has done a fair number of things to get into the gang’s favor, including killing Alpha (Samantha Morton) in season 10.

10 Legitimately Easy Meals for Mother and father Who Have Been Lied to About It

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Image for article titled 10 No-Bullshit, Legitimately Simple Meals for Parents Who Have Been Lied to Before

Photo: Onjira Leibe (Shutterstock)

The alternate headline for this post was “10 of the Best Simple (Lazy) Mother Meals”. But considering how every innuendo, even joke, triggers me that mothers are lazy – because, hello, the mental work we do in our sleep just to figure out how to get Child 1 to and from soccer while Children 2 and 3 have a piano, basketball, a huge hole in their sneakers, and a persistent breakdown from a “sore elbow” – we chose to do this instead. (Plus, fathers do a lot – see you! – and they deserve simple food ideas too.)

It’s sensible – not lazy – if we don’t have the bandwidth to create culinary masterpieces every damn night, don’t you think? So raise your hand if you are not a house god or goddess who plans meals in advance and always knows what to expect for dinner. Everyone who stares into the deep abyss of your refrigerator every evening at five and softly whispers “Fuck!” – we have you guys.

Here I am going to leave you 10 of the easiest and fastest healthy recipes I know (without eating hot dogs, DoorDash or just plain cheese, all of which I find acceptable too). And listen: this is not another Easy Weeknight Meals! Article on deconstructed pear chops. No ma’am, we know you better.

Asia-Pacific Markets Off to a Combined Begin; Hong Kong’s Grasp Seng within the bear sanctuary

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SINGAPORE – Asia Pacific stocks looked mixed on Monday as investors look to the Hong Kong opening after the Hang Seng index plunged into a bear market last week.

Futures indicated a higher open for Japanese stocks. The Nikkei futures contract in Chicago was at 27,270 while its Osaka counterpart was at 27,240. This is compared to the Nikkei 225’s last closing price at 27,013.25.

Australian stocks, on the other hand, appeared to be falling. The SPI futures contract was 7.423.0, compared to the last closing price of the S & P / ASX 200 at 7.460.90.

CNBC Pro Stock Pick and Investment Trends:

Investors will be watching the Hong Kong market, which opens at 9:30 a.m. HK / SIN after the Hang Seng index fell more than 20% from its mid-February high through heavy losses last week as regulatory uncertainty over the outlook continues to cloud for Chinese technology companies.

Other factors that could weigh on investor sentiment include concerns about a possible withdrawal of monetary policy stimulus by the US Federal Reserve and the continued proliferation of the Delta-Covid-19 variant.

Currencies

The US dollar index, which tracks the greenback versus a basket of its competitors, hit 93.487 after its recent surge from below 93.2.

The Japanese yen was trading at 109.85, stronger than levels above 110 against the greenback last week. The Australian dollar was trading at $ 0.714 after falling above $ 0.729 last week.

Tips on how to bundle a wonderfully sturdy picnic from Dealer Joe’s

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Image for the article titled How to Wrap Up a Perfectly Durable Picnic from Trader Joe's

Photo: Claire Lower

A good picnic feels spontaneous, but sometimes it takes a little planning to make things feel unplanned. If you keep a picnic bag of durable goodies, you’ll be ready for a picnic no matter when it’s suggested (even in the dead of winter, if that’s what you’re into).

Trader Joe’s, as you probably know, is a great place for pre-packaged, durable, and picnic-friendly. The aisles are packed with fruits, nuts, crackers, olives, and surprisingly tempting canned foods, as well as some long-life meat and cheese products.

The contents of your perfect picnic basket are of course a very personal matter, but let’s go through the process together to make sure you don’t miss out.

Start with a cracker

Image for the article titled How to Wrap Up a Perfectly Durable Picnic from Trader Joe's

Photo: Claire Lower

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Trader Joe’s has many crackers to choose from, but I usually go for one that comes in a single sleeve to save space. The Savory Thins and Red Chili Scalloped Crackers are both good options, as are the brioche toasts.

Grab a sausage

At any given time, TJ’s has at least two, if not three, prepackaged salami that can hang at room temperature without spoiling. My personal favorite is the Chianti Red Wine Artisan Salami. There’s a lot of jerky going on too, but I think Jerky has more of a hiking feel to it.

Get some cheese

The only truly shelf stable cheese products available at Trader Joe’s are the Oven-Baked Cheese Bites (which are basically small pieces of Frico) and Laughing Cow Cheese Wedges, and I recommend buying both. Spread a small creamy cheese wedge on a crispy baked cheese bite and top with an olive. That is luxury.

Don’t forget the wine

A wine-free picnic is just an outdoor gathering, but the bottles are large, flashy, and made of glass. Grab one of the many canned offerings, but be careful with the portion sizes – you can feel like “a wine” but it’s actually worth half a bottle.

You can use cans

Image for the article titled How to Wrap Up a Perfectly Durable Picnic from Trader Joe's

Photo: Claire Lower

Did you know Trader Joe’s canned dolmas? How about some luxuriously flavored canned chickpeas (with cumin and parsley)? Well they do and they are good. They also have a great variety of canned seafood, including sardines, smoked oysters, herring, and trout, all of which go great on crackers or the aforementioned brioche toasts.

Don’t skimp on equipment

Dried fruits, nuts, olives and honey or jam round off a meat and cheese situation, and this is where Trader Joe excels. I’ve been a fan of the Tempting Trail Mix for literally decades, which is now available in convenient single servings – perfect for tossing into an already fairly full picnic basket.

You can also find convenient-sized packs of apricots, manzanilla olives, and dried apricots, although there’s nothing wrong with getting yourself a large bag of your favorite fruits, nuts, or mixing them up yourself and dividing them into smaller portions. (In fact, it’s a good thing because all of that prepackaged stuff is pretty wasteful.)

If you are looking for a sweet spread or a drizzle, reach for the hot honey sauce or one of the many jams or jellies. (I couldn’t find their pepper jelly – which was actually perfect – the last times I’ve been there and I’m desperate. Has any of you all seen it?)

No more sweet notes

Trader Joe’s has a lot of candy that you should take advantage of. I usually grab a large bar of their darkest chocolates on offer, but I was very tempted by the dark chocolate caramel wedges (which come in a fun little jar), the cookie butter bar, and the smaller packs of dark chocolate peanut butter Cups. (They also have some starburst-like things that I wanted to try, but it’s hard to beat real starbursts.)

Keep it a secret. Keep it safe.

When you’ve got your stash of long-life goodies sorted, put everything in a basket or bag and tuck it away until the next time you need to go out and have a picnic. Don’t confuse it with your “normal” snack supply. This is your picnic bag, and you don’t want kids or spouses running down your supplies.

Hide it from them, I tell you. It might feel a little cheating, but think about how excited they’ll be when you are able to walk out the door for your next impromptu picnic without stopping to shop, pack, or pick up a single item . (Just make sure you pack a knife. You will need a knife for the salami.)

Why the followers of Christopher Meloni & Mariska Hargitay go wild

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The only crime committed here is drooling the fans.

On Saturday, August 21st, Christopher Meloni, 60, sent Law and Order: SVU fans into a frenzy after posting a hot behind-the-scenes photo of him and Mariska Hargitay, 57. Although it is not known when her picture was taken, one thing is clear: Chris set the internet on fire.

In the snapshot, the two look deep into each other’s eyes as they hugged so closely that their lips almost touched.

So what made Chris decide to bless the fans with the picture in the first place? On Friday, August 20th, a Twitter user wrote: “Can you imagine that one day @Chris_Meloni and @Mariska post a picture like this and pretend to kiss with the headline #Probe. It would be the end of us and the end of the internet. “

And that’s exactly what Chris did when he saw the crackling photo with the caption “#tried what @Mariska?”

Infections and hospital admissions in Washington state have hit report ranges

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An infection control nurse accompanies a patient who was born on Jan.

Karen Ducey | Getty Images

Covid-19 transmissions and hospitalizations in Washington state are at all-time highs, according to the state’s Department of Health.

On July 8, Washington recorded a Covid infection prevalence of 1 in 588 residents. Just one month later, on August 6, that number almost quadrupled to a Covid infection prevalence of 1 in 156 residents, the department said on Thursday. The latest numbers exceeded those of the state’s third wave of Covid infections in the winter of 2020.

According to a CNBC analysis of data from Johns Hopkins University, Washington state reports a seven-day average of 38.5 daily new cases per 100,000 population, ranking 22nd among all states.

Four counties had 14-day new infection rates of 500 per 100,000 Washington residents and five counties had rates of 300 to 500 per 100,000 residents. Sixteen counties had rates from 200 to 300 and 12 counties had rates from 100 to 200. The delta variant accounts for 98% of the cases in the state.

Hospital admissions in the state also rose, with a seven-day moving average of 29 hospital admissions for Covid on June 16. The number remained relatively low through July 8, but tripled by August 6 to a seven-day moving average of 96 hospital admissions for Covid symptoms. The state found that hospital admissions for people between the ages of 20 and 30 have increased, a trend seen in hospitals across the country as most older Americans were vaccinated.

Admissions to state hospitals for the unvaccinated and over 65s are six times higher than for those who are fully vaccinated. In people aged 16 to 64, unvaccinated people are ten times more likely to be hospitalized than their vaccinated counterparts. “If the entire population were to experience the hospitalization rates currently observed in unvaccinated people, the hospital system would be completely overwhelmed,” the state health department said in a statement.

Death rates have been down since Jan.

Immunity to prior infection in the state is only 15.5%, which would leave 84.5% of Washington residents unprotected if they did not have access to Covid-19 vaccines. According to the Ministry of Health, by August 16, 71.5% of the population aged 12 and over had received at least one dose of a Covid vaccine.

In the nationwide population, immunity to previous infections and vaccinations is 54.7%, an increase of only 2.8% since July 6.

“It is imperative to realize that literally any of us or our loved ones could be in need of hospital treatment in the near future,” said Acting State Science Director Dr. Scott Lindquist. “To ensure that care is available when needed, our hospitals are currently counting on each of us to be masked and vaccinated.”

CNBC’s Nate Rattner contributed to this report.

This is find out how to save a historic dwelling when you restore it

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Image for article titled How to Save a Historic Home While Living (Technically) Rent Free

Photo: Kenneth Keifer (Shutterstock)

Spending so much time at home during the pandemic has caused many people to rethink how and where they live. It can be hard to justify the high cost of renting a small apartment in a city when most of the attractive parts of city life (bars, restaurants, museums, drag shows, socializing in general, etc.) are off the table.

Unfortunately, not everyone has the money – or the ability to muster the time and effort – to pack, move to the country, then buy an old house and lovingly restore it. However, if you have the opportunity to invest the time and effort into restoring an older home to its original splendor, you might be interested in becoming a home curator.

In one Contribution to The Escape Home newsletter, Danielle Hyams explains what this arrangement entails, including the cost of living on a property that is often advertised as “rent free”.

What are Resident Curator Programs?

Offered primarily in eastern states like Massachusetts, Connecticut, Vermont, Delaware, Virginia, and Maryland, resident curator programs are public-private partnerships that aim to preserve historic homes and buildings that are unlikely to be eligible for restoration would receive the necessary funds and would otherwise be left empty.

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“The programs work in such a way that local curators – who can be individuals or commercial and non-profit organizations – receive a long-term lease on a publicly owned historic building in exchange for the restoration of the property and ongoing maintenance.” Hyams writes.

Is it really “rent-free” living?

Although many people are drawn to the idea of ​​rent-free living (or low rent payments), Hymans emphasizes that there is a cost to participating in resident curator programs. This is also something that varies depending on the location of the property.

For example, Massachusetts homes have leases between 10 and 50 years, during which time resident single-family home curators typically spend between about $ 500,000 and $ 1 million on restoration and upkeep. In Virginia, where leases range from 10 to 20 years, resident curators spend an estimated $ 150,000 to $ 400,000. Hyman reports.

While the on-site curator programs may not be feasible for many people, they provide once-in-a-lifetime opportunities for those interested in preserving historic buildings for future generations.

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