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Contemplate the mojito whenever you want a daydreaming getaway

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Photo: girls

Nowadays, no matter how early I wake up, I can’t reach the material plane before 2 p.m. and become a functioning person sporadic bouts of manic ability – but this mysterious increase in hours when I’m only technically awake is unusual even for me. At least three times this week I have dealt with one or the other friend in disbelief: “Time actually goes faster, doesn’t it? It’s not just getting-older, is it? And it’s not that I’m having fun. Nobody is having fun. So what is there? What-how-why and oh my god, will it always be like this? “

The general consensus among my friends is that Time really stepped on the gas, although no one can say exactly why. (There are theories! But that’s for explore someone else’s article.) Whether they are really serious or just trying to calm me down, I don’t know – but if it’s true, then I’ve brought a bike for a quick chase, and the futility of keeping it The pace is increasing day by day more clear. I finally gave up two nights ago. Somewhere in the fade between late afternoon and early evening, I stopped charging forward. I decided to go out on the balcony, sink into distant thoughts and enjoy the last of those warm summer nights. I decided to make a mojito.

Served high and filled with broken ice, it is a drink to linger, to dream, to gaze at the stars. “

The beauty of the mojito lies in its simplicity. In an industry that loves to make a fuss and innovate, the unadorned mojito is easy to overlook or relegate to the sidelines as a boring standard. That is, I have to say, the wrong approach. I love the mojito because it is harmonious and elemental: the gravel of the sugar, the cooling air of the mint, the freshwater effect of rum and lime. Served high and filled with broken ice, it is a drink to linger, to dream, to gaze at the stars. It’s the perfect drink when you don’t have time.

For those of you who are not suffering from maladaptive daydreaming, I urge you to consider the mojito nonetheless. Because its delicious. But it’s also sturdier than the average cocktail – perfect for packing in a thermos and taking to the park with a blanket and book. And because it’s so easy to prepare, having friends over is not a bad option either – simple staging makes production child’s play.

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Two ways to make a mojito

Here are two ways to make a mojito – the first is a bit more rustic and requires less prep, but the addition of lime zest can add a bitterness to the back end of the drink (if that’s what you’re against). The latter is arguably a more uniform composition, but may require a little more effort. To give up the hunting season you will need:

  • ¾ Lime, cut into wedges
  • 2 brown sugar cubes (white is good too)
  • A handful of mint
  • 2 ounces white rum (I personally love Havana Club 3 Años, but when I’m in the US I’ll replace it with Plantation 3-Star. But use the white rum you prefer.)

Mash the lime and sugar cubes in a shaker. You shouldn’t overwork the lime peel, but make sure the sugar cubes have been thoroughly mashed. You don’t have to mess up the mint because it’s so delicate; the shaking process is sufficient. Add mint and rum. Fill the shaker with broken ice and give it a quick shake – you are not trying to dilute; They just want the ingredients to be incorporated and the sugar grains spread out. Pour unscreened into a chilled glass.

To make the refined exit …

  • 1 ounce of fresh lime juice
  • 1 brown sugar cube
  • ¾ simple syrup
  • Handful of mint
  • 2 ounces of white rum

First mix the sugar cubes with the lime juice, then add the mint, the sugar syrup and the rum. Top up with broken ice and shake briefly. Pour unscreened into a chilled glass.

If you find that your mojito is too sour or too sweet on both recipes, start adding a bar spoonful of plain syrup (if too sour) or a dash of lime juice (if too sweet) until it’s more to your taste. You have the time. Make it perfect.

Hilary Duff shares poem her son Luca wrote and skim at their wedding ceremony

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Hilary Duff is nostalgic about one of her sons Luca ComrieSweetest moments when she nursed herself back to health.

On Saturday, August 21, the 33-year-old star of the upcoming series How I Met Your Father, who is currently recovering from a groundbreaking COVID-19 infection, shared a post from her husband on her Instagram story Matthew coma published a framed handwritten poem that their son wrote and read about their new blended family at the couple’s 2019 wedding when he was 7 years old.

Luca, now 9 and whose father is Hilary’s ex-husband Mike ComrieShe wrote: “Our family is a galaxy that shoots through the cosmos, magical dreams of mine [sic]. in the heart of my family and shining love in our souls (brit electric zooms through when we play tag) [sic]. Sister dresses me in the morning and waits for me to smile. I am your example … I will stand up for you and protect you. Always dream with you. “

Hilary and Matthew tied the knot in an intimate candlelight wedding in the back yard of their Beverly Hills home in December 2019. In a cover interview for the April 2020 issue of Parents magazine, the actress previously announced that Luca read an original poem at the ceremony.

What dad and mom ought to know in regards to the summer time wave of RSV circumstances

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Photo: SUKJAI FOTO (Shutterstock)

As we are all grappling with the summer spike in COVID-19 due to the Delta variant, there is also another virus that is widespread called the Respiratory Syncytial Virus (or RSV). RSV is an incredibly common respiratory virus that usually circulates between October and February. But with this year’s early surge kicking in right at the start of school, there are a few things parents should be aware of.

Initially, it is estimated to be two years of age almost all children will be infected with RSV– and it is possible to get infected several times. “Everyone has probably contracted RSV at least once in their life,” he said Dr. Michael Chang, an assistant professor of pediatrics at UTHealth Houston.

The vast majority of children who get RSV will have a mild case – they may develop a runny nose, cough, and even a high fever, but they will recover well. For adults, RSV usually only feels like a bad cold if there are any symptoms. However, more serious cases can and will occur.

Some children have to be hospitalized for RSV

Although the vast majority of children will be fine, some will develop a severe case of RSV that requires hospitalization. If the case is severe, there is a risk of either developing bronchiolitis, which causes the small airways in the lungs to become inflamed, or pneumonia.

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An average year becomes an estimated 58,000 children are hospitalized for RSV, the average length of stay is one to two days. Although deaths from RSV are rare, hospitalization for a severe RSV case is not required.

Severe cases of RSV usually occur in young infants

Severe cases of RSV usually occur in young infants, who are generally less than six months old, and in children with lung or heart problems. This includes children with congenital heart defects as well as children under the age of two who were born prematurely due to their more vulnerable lungs.

For children at high risk of complications from RSV, there is one Drug called palivizumab This can help prevent serious illness from the virus, although it cannot cure or treat children who already have severe RSV. Unfortunately, there is still no vaccine against RSV.

If your child has RSV and is having difficulty breathing, or you hear a whistling sound when exhaling, it is a sign they need to go to the emergency room or hospital. If babies are breathing quickly or taking longer to feed, it is a sign that they need medical attention.

We are currently seeing a summer surge in RSV

Given all of the COVID-19 precautions over the past year and a half, doctors didn’t see very many RSV cases over the winter. However, when the precautions were lifted and people got off, RSV cases spiked in an off-season summer surge that many doctors, including infectious disease experts like Chang, hadn’t anticipated.

Currently, doctors are seeing a rate of RSV cases that is consistent, if not higher, than what they typically see in winter. “It all happens in mid-August and July, which is totally unusual for RSV,” said Chang.

RSV hospital admissions coincide with COVID-19 hospital admissions

Unfortunately, this means that the children who develop severe RSV cases end up in hospital at a time when capacities are already exhausted due to COVID. There are many accidents in pediatric intensive care units in the summer, while there are many cases of flu and RSV in the winter.

“Usually the RSV will peak and maybe start to decline, then the flu will come,” said Chang. “We usually see that every winter.”

Right now they are seeing the usual summer accidents, an influx of RSV, as well as any additional COVID-19 patients. This means that hospitals that are full will have to move some of their patients to another location.

“We will always find a bed for you, but it could be in a different condition,” said Chang.

COVID-19 precautions work really well for RSV

The good news is that COVID-19 precautions are also incredibly effective in preventing the spread of RSV. “The interventions we are doing for COVID-19 – masks, physical distancing, hygiene – are the same ones you would do for RSV,” Chang said.

So mask yourself and keep washing your hands as this will not only prevent the spread of COVID-19 but also RSV.

The FDA approval for the Pfizer Covid vaccine may come on Monday, the report stated

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Empty Pfizer COVID-19 vaccine vials will be delivered on Jan.

Paul Hennessy | NurPhoto | Getty Images

The Food and Drug Administration is working on the approval of the Pfizer-BioNTech Covid-19 vaccine on Monday, the New York Times reported, citing sources.

The review process could go beyond that date, the Times said, as paperwork and negotiations with the company continue.

The move would make it the first Covid vaccine to move from emergency approval to full FDA approval.

The FDA declined to comment on the Times report to CNBC.

White House senior medical advisor Dr. Anthony Fauci, told the Associated Press on Aug. 8 that he hoped vaccines would get full approval “within the month of August,” adding that full approval would lead to more companies and schools requiring vaccines.

U.S. companies have tightened vaccination regulations for employees as Covid cases have increased across the country in recent weeks, and some cited full FDA approval as part of the decision-making process.

Full approval could also help convince people who are reluctant to get vaccinated until the FDA has fully approved the vaccination.

According to CDC data on Friday, more than 203 million doses of the Pfizer BioNTech vaccine have been administered nationwide, fully vaccinating more than 91 million people in the United States.

Pfizer and BioNTech began applying for their biologics license for the two-dose vaccine in May after receiving emergency clearance from the FDA in December. The FDA sets a six month target for approval of high priority drugs.

If formally approved, Pfizer and BioNTech’s vaccine would remain available in the market after the pandemic ended and the companies could promote the vaccine directly to consumers. Pharmaceutical manufacturers with an EUA are banned from promoting their vaccines, CNBC previously reported.

The companies announced on Aug. 16 that they had initiated the approval process for a booster dose for fully vaccinated individuals after submitting clinical trial data to the FDA.

Top health officials from agencies like the Centers for Disease Control and Prevention, the White House and the FDA said in a statement Wednesday that the effectiveness of mRNA vaccines declines over time, especially in those with compromised immune systems. They said the US would start distributing booster shots to the public in September.

Read the full New York Times report here.

“I stay on $ 47 a day – that is how I spend my time”

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Before Covid hit last March, I was making a decent income of around $ 4,000 a month as a freelance video producer. But as the pandemic deepened, that gig revenue quickly shrunk to $ 700.

With all the uncertainty about the future, I found myself on a futon in my sister’s house in New Jersey. I felt restless and missed all the trips I used to make for work.

But a few months later, my prayers were answered: Croatia announced that it would offer a one-year residence permit to digital nomads (anyone outside the European Union who works remotely) from January 2021.

I had visited Croatia before and was totally fascinated by the country, so I decided to apply.

Getting Croatia’s digital nomad residence permit

I did a lot of groundwork between April and December before I got the permit.

The application processing fee was $ 100, and to qualify, I had to have a monthly income of at least $ 2,750. So in the months that followed, I aggressively built a recurring income stream from freelance gigs (video production and copywriting) through Upwork.

In December, I was making around $ 4,000 a month again. I was also an obsessive saver and rarely spent my income. So with the $ 76,000 in my savings account, I felt financially secure enough to live abroad.

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A nice street in the heart of downtown Split

Photo: Steve Tsentserensky

In addition to income requirements, I was required to provide proof of international health insurance (obtained through a U.S. travel insurance company called Seven Corners), an FBI background check, and an address where I would live.

I spend a lot less in Croatia than in the US

I currently live in Split, the second largest city in Croatia, which is located on the east coast of the Adriatic.

The views are beautiful and the cost of living is much cheaper compared to most major US cities. For example, the average rent for a one-bedroom in Jersey City is $ 2,779 (excluding utilities), according to the RentCafe website.

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Steve Tsentserensky’s average monthly spend

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I live alone in a 650 square meter apartment that I found through a Facebook group for expats in Croatia. I rent direct from owner for $ 540 per month (including utilities).

Marmontova Ulica, a busy Split street with several shops and restaurants. The island of Brač is shown in the distance.

Photo: Steve Tsentserensky

I spend an average of $ 47 a day. Here is a breakdown (as of June 2021):

  • Rent and utilities: $ 540
  • Health insurance: $ 65
  • eat (Groceries, food and drink): $ 608
  • Subscriptions: $ 14
  • phone: $ 12
  • Leisure travel: $ 185

total: $ 1,424

How do I spend my days

As soon as my alarm clock rings at 6:30 a.m., I make myself Turkish coffee and just have breakfast – mostly eggs, vegetables, cheese and toasted bread.

Then I dive straight into my freelance projects. I try to work around eight hours on weekdays. Since most of my customers are based in the United States, I plan to work for Eastern or Pacific Standard Time.

If I want to have lunch ($ 10-14, tip included), there are several places within walking distance. I love trips to the bakery for a tasty burek, a hearty pastry that is usually filled with meat or cheese ($ 2-3).

A cheese burek and double espresso in a Split coffee shop are around $ 5.

Photo: Steve Tsentserensky

A nice dinner on the coast includes many seafood dishes like tuna, squid, and squid risotto ($ 18-30, including drinks and tip).

Squid risotto and a beer from Dujkin Dvorlocal, a local Split restaurant, for just under $ 18.

Photo: Steve Tsentserensky

I’m a pretty social person and met a lot of great people in Split – both locals and other expats. On weekends, I could spend hours having meaningful conversations with friends about 2 espressos.

From my apartment I am a three-minute walk to the famous ruins of Diocletian’s Palace. Built around the turn of the fourth century and considered the heart of the city, the streets of this UNESCO World Heritage Site have been smoothed by pedestrians.

The famous ruins of Diocletian’s Palace

Photo: Steve Tsentserensky

I’m also six minutes from the Riva, a waterfront promenade full of cafes, bars, restaurants, and shops.

At 35, traveling has always been an integral part of my life. Since arriving in Croatia, I have made a number of trips to see more of this endlessly beautiful country.

A couple of places I’ve been: Zagreb (where I lived for a few months), Rijeka, Zadar and the islands of Hvar and Brač. Most recently, I took a two hour bus ride ($ 28 round trip) to Zaton.

A view of Zagreb Cathedral, a Roman Catholic cathedral church and the second tallest building in Croatia.

Photo: Steve Tsentserensky

The pace of life in Croatia is dramatically different – and much more my pace – than in New Jersey. When you combine that with affordability, friendly people, fun activities, and low crime rates, there isn’t much to fault.

Continuation of nomadic life

One of the disadvantages of working and living abroad is absent and far from my family and friends, so I hope to travel home at some point.

One of Split’s most famous landmarks is the Cathedral of St. Domnius – filled with wall paintings, carved altars, and a steep bell tower.

Photo: Steve Tsentserensky

While Croatia will forever hold a place in my heart, several other countries, including Georgia and Portugal, also offer nomad digital visas. As soon as my permit here expires in March 2022, I plan to take advantage of these opportunities and continue nomadic life for as long as possible.

The freedom to work from anywhere and set your own course is a bit addicting and the spontaneity is a big part of what I enjoy.

Steve Tsentserensky is a video producer, photographer and author. He currently lives in Croatia on a digital nomad residence permit. Follow him on Instagram.

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Learn how to assist a accomplice by way of the dying of a mum or dad

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Losing a parent comes as close to a universal experience as it gets, but that doesn’t mean each of us is truly prepared. If it happens to your significant other, you may not know how to help them deal with grief and coping, but that is one of your duties as a partner. This is how you can be there for a partner whose parents have died.

Know that grief looks different every day

There are “stages” of grief as identified by Elisabeth Kübler-Ross in 1969: denial, anger, negotiations, depression and acceptance. Self-help books also often say some form of the phrase “grief is not linear”. Taken together, you can expect all of this to add up to a confusing amount of time as your partner goes through these stages, sometimes several times a day.

Remember that there is no wrong way to grieve and it is your job to deal with it

Know that everything they do and how they react is normal. There is no single pattern of grief, and your response to a parent’s death may depend on a number of factors, all of which you are not aware of. Your relationship with this parent as a child, your existing relationship, the nature of your death, and your mental state can all play a role.

Even if their grief looks different than you would express yours, don’t discredit them. Wake up every day to meet them where they are and give them unconditional support. Ann Sano, a 25-year-old New Yorker whose mother died at the age of 13, said, “I still don’t know how to deal with this. I make jokes that are probably uncomfortable for people, but it’s my way of healing. “

If your partner is taking an approach that you find disturbing or uncomfortable, perhaps joking or aloof, remember that there is no wrong way to grieve and it is your job to roll around with it and be there if that seems like it unaffected behavior ceases.

Make it clear again and again that you are there for them and that you are on this journey together.

Conversely, if your partner is in an “angry” phase, work extra hard not to give in to them when they attack you. If you find yourself in a “depression” phase, understand and do not try to force them back to normal. The normality that they are used to is over and they have to learn to find their way around without these parents, no matter what kind of relationship they had, and it takes a lot of time.

Expect that your partner might be aloof for a while too. Sano told Lifehacker that her mother’s death created a “void” that led her to turn down help from anyone, including potential friends. She is in a happy relationship now, she added, but that took time.

What this all boils down to is the fact that you need to be ready to evolve in accordance with them and you need to understand. Tell them that you are doing your best to understand them and that you know they are having a hard time. Make it clear again and again that you are there for them and that you are on this journey together.

Patience is most important

Sano said her biggest piece of advice to anyone helping a partner if a parent dies is “patient”.

“Patience is literally the key to being there for someone who is grieving,” she added. “Sometimes I just want to sit in a car for hours and cry in silence. Sometimes my fear prevails. Sometimes I get jealous when I see others with their mothers. All I can say is, ‘Be patient with us.’ We went through hell and back. We may need a second, a minute, an hour or a day, but we will recover, so please be patient with us and understand that we are only human and don’t want to be rude, quiet, sad, angry. or whatever we feel. “

Listen to your partner

Your partner may be completely silent about his dead parents or he may bring them up – often. It might seem like all they’re talking about now is death. If so, that’s fine. Try not to get tired of the subject; Your partner is hurt and needs you to listen. Remember that one day you will be in this position too and you want someone to listen to you.

Don’t think of every emotional outburst as something that needs to be stopped.

“It’s hard to say how a partner can be supportive because knowing what kind of support a person needs when they’re in grief isn’t always easy,” warned Meaghan McGoldrick, a 30-year-old New Yorker who has both parents lost and founded an annual benefit concert, Cancer cannot kill loveto honor them. “Grief is not linear, which makes the support process just as rocky. But the best way a partner can be there – or at least what works for my partner and me – is to start listening and feeling. Listen to your partner when they’re having a tough day or just want to tell a 40-minute story about their loved one that has nothing to do with anything. “

If they show interest in counseling or say something that sets off alarm bells in your head, don’t fire them. This is a very difficult time and you may not be thinking clearly. You have to take on an additional level of rationality for a while.

There are times when they won’t tell you how they are feeling. You have to ask.

Make her cry too. It may feel natural to jump in and try to get them out, but allowing them to feel and express even their saddest emotions is critical to their healing. Don’t look at every emotional outburst as something that needs to be stopped. Sure, when they cry, get them some ice cream or hug them, but don’t pull out all the stops to finish the phrase. You have to let it out.

There are times when they won’t tell you how they are feeling. You have to ask. Ask how they are doing and what they need, both in the immediate aftermath of death and on particularly difficult days, such as their first parentless family vacation or their parents’ birthday. Some people have a hard time asking what they need, so make this part a little easier by reminding them that you are there for them.

Put in work

After a parent dies, your partner is unlikely to become their normal you anymore. Dishes can pile up. Messages can go unanswered. Show that you are by their side by stepping in and making some of this work easier. Tidying up, making and bringing food, and acting as a barrier between them and well-meaning but invasive people.

Every family situation is different, but it is not unreasonable to assume that you were also close to this parent and feel your own grief. Don’t ignore this sadness.

You will get a lot of messages and calls. Retelling the story to people at different levels of acquaintance or taking on a composite facade is exhausting, so intervene if you can, if they seem open to it. You can be a great advocate for them by making sure cliché platitudes and curious questions don’t get through and the house stays intact while they devote the time they would normally spend on grief, funeral plans, and healing.

“After these signs, feel that you may not need advice or ‘things are getting easier’. At some point it becomes easier to know when they only need one ear and when to stay in the other room while they do the movements. Sometimes a drink doesn’t hurt, ”advised McGoldrick.

The grief doesn’t stop after the funeral flowers and casseroles stop rolling either. This will be hard for a long time and the pain will never really go away. As the partner of a grieving person, you will always be in service somehow, so prepare for the long haul.

“Having my boyfriend now for anniversaries, birthdays, or just hard days in general is a huge help as we do activities to keep my mind occupied,” said Sano. “We make sure that we also visit my mother on these special days. It warms my heart when he says goodbye to my mother’s stone and kisses it. I think it gives me a sense of relief and happiness to know that he loves her as much as I do. The days when it happens to be difficult, he and I take these days one after the other because my emptiness still triggers my anxiety attacks and now he only helps to talk me out of everything I’m going through at this moment. “

Acknowledge your own grief

Every family situation is different, but it is not unreasonable to assume that you were also close to this parent and feel your own grief. Don’t ignore this sadness, even if it may feel like your partner’s sadness is more legitimate and deserves immediate attention. Your pain is important too, and if you push it away you will have difficulty healing and you will not be as good a partner as you could be.

Talk to your partner about the dead parent if they seem open to it. Share your own fond memories, maybe at the first time you met or the moment you knew the parents recognized you as a partner for their child. Tell them stories about the parents they may not even know, moments you and the parents shared in the room without them. You can work together on this healing journey. Don’t discredit your own feelings here.

If you have to cry, be it because of the loss or because you saw someone you love so upset, cry. Being open and honest with your feelings is a better way of honoring the deceased than allowing their death to tear your life apart. You have to be strong to be there for your child, so please do them their right by doing this as best you can.

Kanye West and Irina Shayk reportedly break up up after a whirlwind romance

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“Kanye took pictures of Irina at every opportunity,” said a second source of her romantic getaway. “She loved posing for him, and he was really into what he created with his photographs. She looks like his muse. “

That same month, a separate source told E! News about how the rapper “Fade” and the Russian supermodel got along. For one thing, they both run in the same fashion circles and soon went from acquaintances to something more.

“Kanye and Irina recently connected when they were both in New York City. They met one night and had chemistry and hit it off,” the insider previously said, and another source added, “It’s very easy going and she only been in contact for about a month. Kanye said he doesn’t want anything serious but likes Irina’s vibe. “

However, if their breakup is any indication, their relationship just seems to have taken its course.

Are inflatable kayaks worthwhile or do you have to purchase an actual boat?

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little girl in a kayak

Photo: Beth Skwarecki

When buying my first kayak and discussing options starting at $ 250, I came across a $ 99 inflatable kayak that seemed too good to be true. There must be a catch, I thought. This is by no means a real boat. Later, after I bought my real kayak, I noticed that the inflatable boat had dropped to $ 50. I picked it up. I had to know.

The one I bought is a Intex K1 Challenger. In the two or three years since I got it, I’ve noticed more and more inflatable kayaks popping up on the local lake, most of the same brand as me. The two K2 Explorer is also popular; I’ve seen kids fishing from them and couples enjoying using them to paddle around the lake.

From my experience I can say that a cheap inflatable kayak does the bare minimum of what a kayak needs to do. It keeps you afloat and lets you float through the water. It’s not a good boat, but maybe it doesn’t have to be. Here are some things to keep in mind when feeling tempted.

What is the weight limit for an inflatable kayak?

Regular kayaks usually have weight limits between 200 and 450 pounds. We mentioned last time that you want to have a higher capacity than you think, but it is especially important to be careful with inflatable boats as their weight limits are often very low.

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My Challenger only goes up to 165 pounds; The two person explorer I keep seeing around the lake is 400, which sounds like a lot until you remember having to put two people in there. There are likely other inflatables out there with higher weight limits, but if you are an adult, read the label carefully before purchasing.

That said, these kayaks are great for kids. My 120-pound son has no problem paddling around the lake in the Challenger. My kindergarten daughter loves it too; When I paddle with her, I tie her inflatable boat to the back of my regular kayak so I can pull her behind me.

How hard is it to inflate a kayak?

folded kayak before inflating;  You can see my foot as a yardstick and the kayak paddle in the corner.

Photo: Beth Skwarecki

One of my concerns was that it would take forever to inflate the kayak, so I was pleasantly surprised to learn that it doesn’t. It only takes a few minutes to unpack the boat and get out on the water once you get the hang of it – including how the valves work.

Mine has a Boston valve that takes air in but not out, so it can be easily inflated without accidentally losing air. What makes it difficult is that it is stacked on top of a regular screw top valve for quick draining. The screw cap needs to be completely closed when inflating, but luckily you can open it all the way – for example, remove the valve from the boat – to quickly deflate.

The first time I used the kayak, I found one valve but not the other: we swam well around the lake and then had a hell of a lot of time to squeeze out the air to grab it and go home. Another time I ran into a couple who were having trouble inflating their kayak for the first time because the drain valve was loose; at this point I knew how both valves work and was able to show them the trick.

Once you know how to do it, it will take less than ten minutes – maybe five if you’re good – to get the boat ready. The included hand pump (it looks like a bicycle pump) is sufficient for the job; I don’t think an electric pump is necessary.

How does an inflatable kayak behave on the water?

To be completely honest, this isn’t a great boat. But you knew that when you bought it for $ 99 (or $ 50 on sale). Be sure to attach the plastic fin to the bottom and don’t set your expectations too high.

The boat turns on its opposite side with every stroke of the paddle, but that’s the nature of short, flat-bottomed craft. The supplied paddle isn’t the best either, but you can always buy your own paddle if that bothers you. (When I’m in the dinghy because I’m letting a kid or friend use the real kayak, we often switch paddles to make things a little fairer.)

In theory, an inflatable kayak could leak, but the material is tough and that has not happened to me yet. Nevertheless, I am glad that I only drive the boat where I could easily swim ashore in an emergency.

What is it like to store an inflatable kayak?

This is the part they won’t tell you about. Yes, an inflatable boat can be packed up in a confined space, but if you pull it out of the water it will get wet and likely muddy. In this state you don’t want to roll the thing into your little suitcase.

Maybe if you use your kayak on the beach and have plenty of time to dry it off in the sun before heading back, this could work. But often at dusk I find myself with a dripping boat in a gravel parking lot.

So I can get started quickly: First I remove the seat and footrest from the boat and throw them in the trunk without venting them. I break the paddle in half (instead of separating all five segments and folding them into its smallest shape) and toss it in too. Then I open the valves on the kayak itself. After a minute or two, I declare that it’s deflated enough. I roughly fold the thing in thirds and tip it, not yet completely dry or clean, onto everything else in the trunk.

I keep the dinghy in the trunk between trips and don’t clean it thoroughly until I put it back in the suitcase at the end of the season.

Conclusion: is this a good kayak? No. But is it a great way to get out on the water if you’re not ready to invest in a full size boat? Absolutely.

Singles Singapore Citizen & Joint Singles Scheme (2021): So kaufen Sie HDB-Wohnungen für Singles, Cash Information

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Sie wachen auf, scrollen durch Facebook und „liken“ ein paar #jubiläums- und #babyturnsONE-Fotos Ihrer Freunde. Es ist fast wie an jedem anderen Tag, nur dass heute anders ist. Sie haben Ihren 35. Geburtstag und können sich jetzt für eine eigene Wohnung bewerben. Herzliche Glückwünsche!

Das ist richtig, die Regierung gibt Ihnen endlich den ultimativen Trostpreis dafür, dass Sie 35 Jahre alt werden, ohne ein glückliches Ende zu haben. Hier erfahren Sie, was Sie wissen müssen, um als Alleinstehende eine Wohnung zu bekommen.

Singles Singapore Citizen & Joint Singles Programmübersicht

Es gibt derzeit zwei Programme, die sich alleinstehende Singapurer bewerben können, und zwei Arten von HDB-Wohnungen, für die sie berechtigt sind.

Im Rahmen des Singles Singapore Citizen & Joint Singles Scheme können Singles entweder neue oder weiterverkaufte Wohnungen kaufen. Für BTO (neue Wohnungen) können Singles jedoch nur 2-Zimmer-Flexi-Einheiten in nicht ausgereiften Siedlungen kaufen. Bei Wiederverkaufswohnungen gibt es keine Beschränkungen hinsichtlich Größe oder Lage.

Hier ein kurzer Überblick über die allgemeinen Zulassungskriterien:

Im Allgemeinen können nur Bürger Singapurs eine Wohnung kaufen. Und als Single müssen Sie warten, bis Sie 35 Jahre alt sind, bevor Sie Anspruch haben – das heißt, es sei denn, Sie sind verwitwet oder verwaist. Dann können Sie sich bereits mit 21 Jahren für den Wohnungskauf bewerben.

Diese Kriterien gelten sowohl für das Singles Singapore Citizen & Joint Singles Scheme. Ersteres ist für Einzelpersonen und letzteres für gemeinsames Eigentum von bis zu zwei bis vier einzelnen Singapurern. Für das gemeinsame Singleprogramm müssen alle Bewerber die oben genannten Voraussetzungen erfüllen und Sie alle müssen als Mitbewerber aufgeführt sein.

Beantragung einer BTO vs. einer Wiederverkaufswohnung für Einzelbewerber

Flacher Typ BTO (2-Zimmer-Flexi-Wohnung in einer nicht ausgereiften Siedlung) Wiederverkauf
Einkommensobergrenze 7.000 USD (bis zu 99 Jahre Laufzeit), 14.000 USD (bis zu 45 Jahre Laufzeit)* Keiner
Eigentum / Zinsen Sie dürfen in den letzten 30 Monaten keine der folgenden Immobilien besitzen oder veräußert haben: Privates Wohneigentum (einschließlich privatisierter HUDC-Wohnungen und ECs), Haus, Gebäude und/oder Grundstück. Wenn Sie eine HDB-Wohnung oder private Immobilien (in Singapur oder Übersee) besitzen, müssen Sie diese innerhalb von 6 Monaten nach dem Wiederverkauf der Wohnung entsorgen.
Mögliche Stipendien EHG (Einzel) Singlestipendium, EHG (Single)

Je nachdem, ob Sie sich für BTO oder Resale entscheiden, gibt es mehrere weitere Teilnahmebedingungen.

Die Einkommensgrenze für BTOs beträgt 7.000 US-Dollar, und es gibt keine Einkommensgrenze für Singles, die eine HDB-Wohnung vom Wiederverkaufsmarkt kaufen möchten. Beachten Sie jedoch, dass es immer noch eine maximale Einkommensgrenze gibt, wenn Sie sich für einen CPF-Wohnungszuschuss oder ein HDB-Darlehen qualifizieren möchten.

In Bezug auf die Finanzierung Ihres neuen Zuhauses gibt es den neu angekündigten (September 2019) Enhanced CPF Housing Grant (EHG) von bis zu 40.000 USD, sofern die Person nicht mehr als 4.500 USD im Monat verdient.

LESEN SIE AUCH: Die Reise eines Erstkäufers: Single, über 35 und auf der Suche nach einem Mehrgenerationenhaus

EHG ersetzte AHG und SHG (vor dem 11. September 2019) und bietet einen höheren konsolidierten Zuschussbetrag mit einer höheren Einkommensgrenze. Lesen Sie in den nächsten beiden Abschnitten über die genauen Förderbeträge.

Alle CPF-Wohnbeihilfen gehen auf Ihr CPF-Normalkonto und können zum Ausgleich des Kaufpreises der Wohnung und zur Reduzierung des Hypothekendarlehens verwendet werden. Sie können es jedoch nicht für Ihre Baranzahlung (falls vorhanden) und die monatlichen Hypothekenzahlungen verwenden.

HDB für Singles – 2-Zimmer Flexi BTO Wohnungen

Sie suchen eine neue Wohnung? Mal sehen, ob Sie sich für eine Bewerbung qualifizieren:

Flacher Typ BTO (2-Zimmer-Flexi-Wohnung in einer nicht ausgereiften Siedlung)
Staatsbürgerschaft Nur Bürger aus Singapur
Alter ab 35 (unverheiratet oder geschieden) oder ab 21 (verwitwet oder verwaist)
EIP- und SPR-Quote Sie müssen die EIP- und SPR-Quote für den Block/die Nachbarschaft erfüllen, wenn Sie den Wiederverkaufsantrag einreichen.
Einkommensobergrenze 7.000 USD (bis zu 99 Jahre Leasing), 14.000 USD (bis zu 45 Jahre Leasing)
Eigentum / Zinsen Sie dürfen in den letzten 30 Monaten keine der folgenden Immobilien besitzen oder veräußert haben: Privates Wohneigentum (einschließlich privatisierter HUDC-Wohnungen und ECs), Haus, Gebäude und/oder Grundstück.
Mögliche Stipendien EHG (Einzel)

Einkommensgrenze – 7.000 $

Wenn Sie eine neue HDB-Wohnung wollen, müssen Sie als erstes die Einkommensgrenze überschreiten – Sie dürfen nicht mehr als 7.000 USD (bis zu 99 Jahre Mietvertrag) oder 14.000 USD (bis zu 45 Jahre Mietvertrag) verdienen.

Verfügbarer Wohnungstyp — 2-Zimmer-Flexi, bei nicht ausgereiften Siedlungen

Die einzige neue Wohnungsoption ist nur für 2-Zimmer-Flexi-Einheiten und sie müssen sich in nicht ausgereiften Siedlungen befinden. Unreife Nachlässe beziehen sich auf Wohngebiete, die als jünger als 20 Jahre gelten. Dazu gehören insbesondere Stadtteile wie Bukit Batok, Sembawang und Punggol.

2-Zimmer-Flexi-Wohnungen haben eine Fläche von 36 oder 45 m² (je nach Typ eins oder zwei) und verfügen über nur ein Schlafzimmer, ein Badezimmer, eine Küche und einen Abstellraum oder eine Wohnung.

Das heißt, die einzige neue Wohnung, die Sie bekommen, wird das Wort „gemütlich“ neu definieren und Sie brauchen einen wundertätigen Innenarchitekten, der Ihr Kinderbett in ein ähnlich großes Hotelzimmer im Ritz-Carlton verwandelt.

Wenn Sie nur ein Junggesellenbett benötigen, ist dies möglicherweise perfekt. Wenn Sie jedoch mehr Platz benötigen, sollten Sie sich für Wiederverkaufseinheiten entscheiden.

Alternativ können Sie zuerst die kleine BTO bekommen, und wenn Sie nach einigen Jahren Liebe finden, können Sie sich erneut für BTO als Erst- und Zweit-Paar bewerben.

Immobilienbesitz – keine anderen Immobilien seit mindestens 30 Monaten

Wenn Sie bereits eine Privatimmobilie besitzen, können Sie sich weiterhin um eine HDB-Wohnung bewerben, egal ob auf dem BTO- oder Wiederverkaufsmarkt. Es wird jedoch erwartet, dass Sie Ihre bisherige Immobilie mindestens 30 Monate VOR dem Antragsdatum entsorgen.

Denn wenn Sie eine HDB-Wohnung kaufen, wird erwartet, dass Sie darin wohnen, unabhängig davon, wie viele andere Immobilien Sie besitzen oder sich leisten können.

CPF-Wohnbeihilfen – AHG

Erweiterter CPF-Wohnbeihilfe (EHG) $5.000 bis $80.000 Sowohl BTO- als auch Weiterverkaufsberechtigt 4.500 US-Dollar Einkommensgrenze. Muss angestellt sein und für 12 ununterbrochene Monate vor der Bewerbung.

Notiz: Die AHG und SHG wurden zum 11.09.2019 durch die EHG ersetzt.

Die zusätzliche CPF-Wohnbeihilfe (AHG) beträgt bis zu 20.000 US-Dollar und gilt für alle, Wiederverkauf oder BTO. Die Einkommensgrenze ist jedoch ziemlich eng – Sie dürfen nicht mehr als 2.500 US-Dollar pro Monat verdienen.

Das spezielle CPF-Wohnstipendium ähnelt dem AHG, hat jedoch eine höhere Einkommensgrenze (4.250 USD statt 2.500 USD) und ist nur für BTO-Käufe bestimmt. Wenn Sie berechtigt sind, können Sie beide dazu veranlassen, den Zuschuss zu stapeln.

Wenn Sie sich nach dem 11. September 2019 um eine Wohnung beworben haben, brauchen Sie sich um nichts weiter zu kümmern. AHG und SHG wurden zu einem einzigen Stipendium zusammengefasst – dem neuen Enhanced Housing Grant (EHG). Die Einkommensgrenze wurde auf 4.500 US-Dollar angehoben, und abhängig von Ihrem durchschnittlichen monatlichen Haushaltseinkommen über 12 Monate haben Sie Anspruch auf einen EHG-Zuschuss zwischen 5.000 und 80.000 US-Dollar.

Die genauen Stipendienbeträge und Bedingungen finden Sie auf der offiziellen Website des HDB.

LESEN SIE AUCH: Kann nicht, wissen Sie: 14 Dinge, die in einer HDB-Wohnung nicht erlaubt sind

HDB für Singles – Wiederverkaufswohnungen

Wenn Sie mehr als 7.000 US-Dollar im Monat verdienen, haben Sie keinen Anspruch auf eine neue Wohnung. Es tut uns leid. Ihre einzige Option ist der Wiederverkaufsmarkt.

Einkommensgrenze – keine

Gute Nachrichten! Für Singles, die eine HDB-Wohnung auf dem Wiederverkaufsmarkt kaufen möchten, gibt es keine Einkommensgrenze.

Es gibt jedoch eine maximale Einkommensgrenze, wenn Sie sich für einen CPF-Wohnungszuschuss oder ein HDB-Darlehen qualifizieren möchten. Das bedeutet im Wesentlichen, dass Sie, wenn Sie bis zum 35. Lebensjahr keine Probleme haben, eine Wohnung zu bezahlen, keine Hilfe benötigen oder bekommen.

Wohnungstyp – keine Einschränkungen

Im Gegensatz zu BTOs gibt es bei Wiederverkaufswohnungen keine Einschränkungen in Bezug auf Lage und Größe, so dass Sie sogar eine 5-Zimmer-Wohnung in Bishan bekommen können, wenn Sie möchten (und es sich leisten können).

Immobilienbesitz – keine anderen Immobilien seit mindestens sechs Monaten

Wie bei der BTO-Grundeigentumsregel müssen Sie Ihre bisherige Immobilie vor dem Antragsdatum oder innerhalb von 6 Monaten nach dem Wiederverkaufswohnungskauf entsorgen.

CPF-Wohnbeihilfe – Single-Stipendium, EHG

CPF-Wohnbeihilfe Betragen BTO/Wiederverkauf Berechtigung
Erweitertes Wohngeld (EHG) $5.000 bis $80.000 BTO oder Weiterverkauf 4.500 US-Dollar Einkommensgrenze. Muss angestellt sein und für 12 ununterbrochene Monate vor der Bewerbung.
Single-Stipendium 25.000 USD (4-Zimmer und darunter) oder 20.000 USD (5-Zimmer) Nur Weiterverkauf 7.000 US-Dollar Einkommensgrenze (Singapur-Singapur-Single-Bürger-System), 14.000 US-Dollar (gemeinsames Single-System)
Nachbarschaftshilfe (PHG) 10.000 $ Nur Weiterverkauf Die Weiterverkaufswohnung muss innerhalb von 4 km vom Elternhaus entfernt sein

Ab dem 11. September 2019 erhalten Hauskäufer den Enhanced Housing Grant (EHG), der das AHG und das SHG ersetzt. Singles erhalten zwischen 5.000 und 80.000 US-Dollar und die Einkommensgrenze wurde auf 4.500 US-Dollar erhöht.

Durch die Zusammenlegung von AHG und SHG zum neuen EHG haben Singles nun mehr Kapazitäten zum Kauf von HDB-Wiederverkaufswohnungen als bisher. Die Einkommensgrenze ist deutlich höher und der Zuschuss beträgt bis zu 80.000 USD, fast das Vierfache des maximalen AHG-Zuschussbetrags, der für Singles bereitgestellt wurde, die Wiederverkaufswohnungen kaufen.

Es gibt den Singles Grant – ein zusätzlicher Zuschuss für den Wiederverkauf von Wohnungskäufen – der einen großzügigen Zuschuss von 25.000 US-Dollar (4-Zimmer und darunter) oder 20.000 US-Dollar (5-Zimmer) mit einer angemessenen Einkommensgrenze von 7.000 US-Dollar für Singles und 14.000 US-Dollar für gemeinsame Singles bietet.

Wenn Sie eine Wohnung zum Wiederverkauf in der Nähe Ihrer Familie (max. 4 km) suchen, können Sie eine zusätzliche Wohnbeihilfe in Höhe von 10.000 USD erhalten.

Die genauen Stipendienbeträge und Bedingungen finden Sie auf der offiziellen Website des HDB.

Vier Dinge, die Sie vor dem Kauf einer HDB-Wohnung als Einzelbewerber beachten sollten

Sollten Sie sich nach all dem Gesagten um eine HDB-Wohnung bewerben, sobald Sie berechtigt sind? Hier sind einige Dinge zu beachten:

Ihr Einkommen kann mit zunehmendem Alter steigen

Wenn Sie sich nicht gleich mit 35 Jahren um eine HDB-Wohnung bewerben, besteht die Möglichkeit, dass Sie keinen Anspruch auf Zuschuss zum Kauf einer HDB-Wohnung haben, weil Ihr Einkommen die Voraussetzung überschritten hat.

Wie bereits erwähnt, ist jeder Single, der mehr als 6.000 US-Dollar verdient, nicht mehr berechtigt, eine neue HDB-BTO-Wohnung zu kaufen, und jeder Single, der mehr als 6.000 US-Dollar verdient, hat keinen Anspruch auf Zuschüsse.

Aber selbst wenn Sie denken, dass Sie nie so viel Geld verdienen werden (was in Singapur bei unseren hohen Lebenshaltungskosten ein ziemlich deprimierender Gedanke ist), bedeutet das nicht, dass Sie es sich leisten können, zu warten.

Stellen Sie sicher, dass Sie sich den Kauf einer neuen Immobilie leisten können

Da die Höhe des Zuschusses von Ihrem Einkommen abhängt, ist es sinnvoll, Ihre Wohnung zu beantragen, während Ihr Einkommen noch niedrig ist, um die Zuschüsse zu maximieren, die Sie erhalten können.

Das bedeutet natürlich nicht, dass Sie Ihr Einkommen vor der Wohnungsbewerbung zu sehr manipulieren sollten – denken Sie daran, dass die TDSR-Anforderungen darauf ausgerichtet sind, sicherzustellen, dass Sie nur Immobilien kaufen, die Sie sich leisten können.

Die Kosten für die Wohnung mögen günstig erscheinen, aber Sie werden mit hohen Anschaffungskosten konfrontiert, nicht nur für Ihre Anzahlung, sondern auch für die Renovierungskosten.

LESEN SIE AUCH: 5-Zimmer-HDB-DBSS-Wohnung in Bishan für den Rekordwert von 1,295 Millionen US-Dollar verkauft

Bei deinen Eltern wohnen? Vergessen Sie nicht, neue Lebenshaltungskosten zu budgetieren

Für die meisten von uns wird das Leben bei unseren Eltern schonender für unseren Geldbeutel sein. Es gibt viele Dinge, die wir oft für selbstverständlich halten, wenn wir unter ihrem Dach leben, wie zum Beispiel die Bequemlichkeit, in einem alten Anwesen zu leben, die wir in einer neuen Immobilie möglicherweise nicht genießen können.

Glauben Sie, dass Sie in den nächsten 10 Jahren heiraten werden?

Auf den ersten Blick mag dies weit hergeholt erscheinen, aber der Pfeil des Amors kann Ihre Entscheidung, eine BTO-Wohnung zu kaufen, wirklich beeinflussen. Da es bis zu drei oder sogar fünf Jahre dauern kann, bis Sie Ihre Schlüssel erhalten, und dann gibt es die Mindestbelegungsdauer von fünf Jahren, das sind mindestens acht bis zehn Jahre, Sie müssen beide in diesem 2-Zimmer-Schuhkarton eines Wohnung.

Das ist vielleicht kein Problem, wenn keiner von euch plant, Kinder zu bekommen, aber wenn ja – ist es möglicherweise sinnvoller, sich nicht an eine 2-Zimmer-BTO-Wohnung zu binden, wenn Sie Anspruch auf gefördertes Wohnen haben, wenn Sie es gefunden haben die richtige Person. Oder die bequemste Person, wirklich.

Dieser Artikel wurde zuerst in MoneySmart veröffentlicht.

Kacey Musgraves sings about divorce from Ruston Kelly in a cool new track

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At the time, Kacey even let go of the fact that she was working on a song called “Star-Crossed Lovers,” which featured some of the same lyrics that she released on Saturday. In addition, she said that this would be the theme of her upcoming album.

In the same interview, the Space Cowboy artist spoke about her and Ruston breaking up and stated that their marriage “just didn’t work out”.

“It’s not more than that,” she described. “It’s two people who love each other so much, but for so many reasons it just didn’t work. I mean, the seasons change. Our season has changed.”

Kacey and Ruston made similar statements when they announced their divorce, sharing a joint statement: “We made this painful decision together – a healthy decision that comes after a very long time trying our best … If we Separate in marriage, we will remain true friends for the rest of our lives. “

Although the two split on good terms, Kacey told Elle magazine in May that she was unhappy at one point in their marriage.

“I felt on top of the world in many ways in my career, but in my private life I felt like I was dying inside,” she said at the time. “I broke down. I was sad. I felt lonely. I felt broken.”

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