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The way you cope with your childhood trauma as an grownup

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It’s hard to recover from trauma no matter when it happens. However, when adversity arises in childhood, it can be especially difficult to overcome. Unlike adults, children have very little control over their surroundings. When a child lives in an abusive home, their ability to move away from that environment is extremely limited, while an adult usually has more emotional and financial resources to escape.

Meanwhile, children are still learning what healthy relationships look like and how to deal with difficult situations. Growing up in a household where abusive behavior is the norm can skew their understanding of what is and is not acceptable in a relationship. Even if the trauma is inevitable, such as a death in the family or a serious illness of a family member, children develop their coping skills, which makes it difficult to process what they have experienced.

So how can adults who experienced adversity in their childhood process and process this trauma now that they are adults?

How to measure your childhood trauma

That Negative childhood experiences (ACE) Quiz, is a measure of childhood trauma. The test itself is short – just ten questions – and asks about family adversities growing up, including physical or sexual abuse, neglect, and about family members with mental health problems or substance abuse.

The higher the score, the more likely it is that a person will develop chronic health problems in adulthoodsuch as anxiety, depression, diabetes, asthma, cancer, obesity, coronary artery disease, and substance abuse. People with a score of 4 or higher are at significantly higher risk than those who have not experienced childhood adversity.

When you have high ACE, knowing that these early experiences can have a negative impact on your health and well-being as an adult can be quite daunting. However, it’s really important to remember that your ACE level is only an indicator of what you’ve been through, and not a guarantee of what your future will be.

“Just because a person has had multiple ACEs doesn’t necessarily mean that later problems are inevitable, it just predisposes them,” said Genevieve Rivera, managing director of the American SPCC, a non-profit organization dedicated to parenting education and child abuse prevention. “We have strategies, practices, tools, and routines that can help us rewire our brains and bodies.”

Start by looking for professional help

“If you have a traumatic history, if you experienced adversity in childhood, you can get in touch with support early on,” said Melissa Goldberg-Mintz, clinical psychologist and founder of Secure Base Psychology, PLLC. “You can do that preventively.”

People with high ACE levels have a high likelihood of developing problems such as PTSD, anxiety, depression, substance abuse, anger, and impulses for suicide. Because of this, it is important to proactively seek the psychiatric care that you need. “It’s really important to have a professional by your side to help you,” said Rivera.

Seeking help is often the first and most important step in dealing with the lingering effects of childhood adversity and can serve as a foundation for healthy, functioning lives.

Learn to recognize and develop healthy relationships

“Connection is the best medicine we have,” said Goldberg-Mintz. When a child experiencing adversity also has a warm, loving relationship – be it with a parent, grandparent, or caregiver – it often provides a protective buffer against problems that develop later in life. “We know best how to deal with emotional pain by connecting with people we feel securely connected to,” she said.

However, adults who did not experience a loving relationship as children can still work on building healthy relationships later in life, which can help avert some of these results. Man is a social being. We crave connection, and if we don’t get it, our mental and physical health can suffer. Developing an understanding of what healthy relationships look like and what the boundaries and expectations should be in those relationships is key.

Make your physical and emotional wellbeing a priority

Given that adversity in childhood can lead to a number of chronic health problems later in life, be it physical or psychological, it is important to focus on your physical and emotional wellbeing.

“You want to make sure that your basic needs are met,” said Goldberg-Mintz. This includes getting enough sleep, regular exercise, eating a healthy diet, and connecting with others. “When your basic needs are not met, you are more prone to these poor results.”

This can be challenging, especially because conditions like depression and anxiety make it particularly difficult to get enough sleep or exercise. The more you can focus on your own physical and mental wellbeing, the better.

Strengthen your resilience

Resilience is the ability to recover quickly from adversity. Some children who face adversity may develop resilience, while others have a harder time. “Research shows that having a single supportive parenting figure in a child’s life goes a long way toward building that resilience,” said Rivera.

However, for those who struggled to build resilience in childhood, it is still possible to develop these skills as an adult – and that stems from seeking professional help and focusing on building those healthy relationships. Resilience naturally develops when we do these things.

“We all have resilience in us, but we have to work to build it,” said Rivera. “Research has actually shown that our bodies experience a positive biological response when we are surrounded by healthy relationships.”

Selena Gomez says she signed her life to Disney at a younger age

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Selena Gomez reflects on the place where she was as a teenager, Alex Russo.

The 29-year-old singer recently opened up her role as a young wizard on the popular Disney Channel series Wizards of Waverly Place. When promoting her new Hulu series Only Murders in the Building on the TCA Summer 2021 Tour, the founder of Rare Beauty admitted, “I signed my life with Disney at a very young age and didn’t know what I was doing. ”

Selena – who instantly became a household name when she appeared as a brave high school student from 2007 until the show ended in 2012 – also mentioned that she was so intrigued by the plot of her upcoming crime series that she almost fell on the little one Canvas returned 10 years.

“What I would say is that the level of sophistication in the material is the first reason I wanted to do this,” said the actress. She added that she was acting on set back then as a teenager would, adding, “But when I was a kid, I didn’t know what I was doing. I was just running around on the set and now I feel like a sponge and I’m soaking up all the wisdom I can. “

Covid vaccine mandates are sweeping company America with delta will increase

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United Airlines ramp service agent John Dalessandro will receive a COVID-19 vaccine at United’s on-site clinic at O’Hare International Airport on March 9, 2021 in Chicago, Illinois.

Scott Olson | Getty Images

The U.S. government may not require everyone to receive the Covid-19 vaccine, but big employers across America are stepping nowhere.

More than a dozen large U.S. corporations, including Walmart, Google, Tyson Foods, and United Airlines, recently announced vaccination mandates for some or all of their employees.

“With COVID-19 cases of contagious, dangerous variants soaring, leading to rising rates of serious illness and hospitalization among the unvaccinated US population, this is the time to take the next step towards a fully vaccinated one Ensure workforce, ”said Dr. Claudia Coplein, Tyson’s chief medical officer, said in a statement Tuesday.

The US reported a seven-day average of more than 108,600 new cases per day on Sunday, up 36% from a week earlier, according to data from Johns Hopkins University. With 83% of sequenced coronavirus cases nationwide due to the Delta variant, the Centers for Disease Control and Prevention estimates that vaccination is considered the safest way by health authorities and management to help employees who have worked remotely bring back to the office.

Although some employers now unilaterally prescribe vaccines, most have limited the scope of their guidelines to specific offices or specific groups of workers.

Google and Facebook have ordered Covid vaccinations for anyone returning to their US offices. Walmart, which employs 1.6 million U.S. workers, has issued a vaccination mandate for all corporate and executive employees, while store workers in high-risk countries are required to wear masks.

Doug McMillon, CEO of Walmart, outlined the retailer’s plans to “gradually return to our offices with the idea of ​​getting closer to pre-pandemic levels after Labor Day.”

In April 2020, a Gallup survey found that 70% of employees surveyed worked from home. Companies are trying to get their workforce back into the office, but some have already started postponing their return dates as the number of Covid cases rises. Late last month, Google postponed the return deadline to October 18, a delay of more than a month.

“While I’m not a big fan of mandates, we need to use a variety of incentives to encourage as many people as possible to practice effective infection control,” said Dr. Stephen Morse, professor of epidemiology at Columbia University Irving Medical Center. “If this is the best or only way to motivate some people, then this is a tool in our toolbox.”

United Airlines said on Friday that all of its 67,000 or so employees in the US must provide evidence by October 25th at the latest that they have been vaccinated against Covid, making it the first major airline in the country to issue such a mandate. Employees risk being fired if they fail to comply, despite United said there will be exceptions for religious or medical reasons.

“We know some of you will disagree with this decision to require the vaccine for all United employees,” United Airlines CEO Scott Kirby and airline president Brett Hart wrote to employees announce the vaccine requirement. “But we have no greater responsibility to you and your colleagues than to ensure your safety at work, and the facts are crystal clear: everyone is safer when everyone is vaccinated.”

Low-cost carrier Frontier Airlines followed hours later with its own mandate, but said staff will either have to provide proof of vaccination by October 1 or have regular Covid tests.

For better or worse, vaccines and other means of combating the virus such as masks have become controversial in the United States. However, health officials say the measures are necessary to save lives.

“Leaving it up to the individual means saying that there are people who will make a decision that puts employees at risk,” said Dr. Paul Offit, an infectious disease doctor at Philadelphia Children’s Hospital. “So I think it’s a responsible, important, and necessary thing.”

Even companies with the most extensive mandates are legally obliged to allow exceptions.

Facebook’s Vice President of People, Lori Goler, said the company, which employs nearly 59,000 people worldwide, will have a process for people who cannot be vaccinated for medical or other reasons, and that it is working with experts “to advance our plans for return in the office ”. give priority to the health and safety of all. “

The Alphabet Workers Union, which represents over 800 employees from Google and its parent company, expressed concern about the exemptions from Google’s vaccine mandate, saying the company had provided insufficient details on the exemption procedure. A union spokesman said the mandate was to “convince employees to return to the office” while leaving “a shipload of people” unvaccinated.

Google did not respond to a request for comment. Alphabet had over 135,000 employees worldwide last year.

Other companies have been pushed against their vaccine guidelines by unions. After Tyson announced last week that all 120,000 of its office and factory workers would need to be vaccinated, United Food and Commercial Workers, which represents 24,000 Tyson meat packers, expressed reservations about prescribing vaccines that are lacking full FDA approval.

“UFCW will meet with Tyson in the coming weeks to discuss this vaccine mandate and to ensure that the rights of these workers are protected and that this policy is fairly implemented,” UFCW International President Marc Perrone said in a statement. Perrone added that he wanted to ensure that Tyson union workers have paid time off to receive the vaccine and adapt to it.

United and its pilots union, the Air Line Pilots Association, agreed earlier this year not to implement a vaccination mandate for its nearly 13,000 airmen. United offered pilots who received the vaccine additional pay and flight attendants up to three days off. More than 90% of the pilots and about 80% of the flight attendants are vaccinated, the company said. The union said that some airmen who refuse to be vaccinated should speak to their chief pilot.

“Compulsory vaccination is an employment change that we believe warrants further negotiations to ensure our safety, welfare and bargaining rights are respected,” the pilots union said.

Other airlines, including American, Southwest, and Delta, said they hadn’t made any changes to their policies to encourage, but not mandate, vaccines for their employees. In May, Delta became the first major airline to require the vaccine for new employees. United followed suit. American and Delta have offered incentives such as extra time for employees who are vaccinated. Delta says more than 73% of its employees are vaccinated.

When asked how to respond to a possible company-wide request, Dennis Tajer, a spokesman for the Allied Pilots Association, which represents approximately 15,000 pilots at American, said, “Our position is a personal choice between pilots and their healthcare professionals as the pilots negotiator Any change in employment conditions must be discussed with the representative union. ”However, the union last week urged pilots to get vaccinated and in a staff statement estimated that around 60% of them are vaccinated.

By mandating vaccinations, Corporate America is taking action in ways federal lawmakers can’t, said Dorit Reiss, a professor at UC Hastings College of the Law. Aside from asking for vaccines for their own employees, Reiss said the federal government “probably doesn’t have the power to say that everyone in the US should be vaccinated or fined”.

But insurance agencies, as a recent comment by Dr. Elisabeth Rosenthal and Glenn Kramon in the New York Times suggests. In the model of policies denying coverage for injuries in hazardous activities, the authors suggest that insurers may begin to “punish unvaccinated people” because their denial of vaccination poses a public health hazard. Rosenthal is the editor-in-chief of Kaiser Health News and Kramon is a lecturer at the Stanford Graduate School of Business.

Corporations also have the Equal Employment Opportunity Commission on their side, said Thomas Lenz, a professor at the University of Southern California’s Gould School of Law. As long as their mandates comply with the Americans with Disabilities Act and the Civil Rights Act of 1964, the commission said in May, companies could require that “all employees who physically enter the workplace are vaccinated against the coronavirus”.

Despite the requirements of the EEOC, some companies still refrain from granting mandates for fear of the alienation of their staff, said Lenz.

“We see that employers, when deciding whether to prescribe vaccinations, are just as concerned about what they perceive as a labor shortage,” said Lenz. “And that’s why employers don’t want to scare people off because they feel like they can accommodate and retain the workforce in a different way.”

– CNBC’s Nate Rattner contributed to the coverage.

7 cheaper options to Apple’s iPad equipment

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4.Logitech pencil ($ 67.99)

Image for article titled 7 Cheaper Alternatives to Apple's iPad Accessories

The Apple Pencil is a great pen for the iPad, especially the second generation model that magnetically attaches to the iPad Air and iPad Pro, but at $ 99, it isn’t for everyone. Another common complaint is that it’s just a little too small and thin.

While you can find many pens for less than $ 10 on Amazon, they are not reliable and can’t really take advantage of the iPad Pro’s high touch sampling rate. But the Logitech Crayon can.

Here, too, the Logitech Crayon was developed with the help of Apple and is supported by all apps that support Apple Pencil. You get the same precise input in a chunkier, grippier body and is $ 30 cheaper than the Apple Pencil. It also works with all iPads that support the Apple Pencil.

Inventory futures are largely decrease after the Dow closed in a file Friday

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A trader works on the floor of the New York Stock Exchange (NYSE) in New York on August 5, 2021.

Andrew Kelly | Reuters

Stock futures were mostly trading lower early Monday after the Dow Jones Industrial Average hit a record close on Friday after a stronger-than-expected job report.

Dow-linked futures fell 94 points, or 0.3%. S&P 500 futures lost about 0.15%. Nasdaq 100 futures were up about 0.1%.

Tesla shares rose 1% in early trading after Jefferies upgraded the stock and forecast a rally of more than 20% over the next 12 months.

Berkshire Hathaway B shares rose more than 1% in early trading on a solid earnings report. The conglomerate’s operating income rose 21% year over year to $ 6.69 billion in the second quarter as its myriad businesses from energy to railroad benefited from the economic reopening.

Oil prices fell on Monday building on last week’s losses as rising Covid cases raised concerns about a slowdown in demand. West Texas Intermediate crude oil futures were down more than 4% to trade at $ 65.50 a barrel. The contract traded as low as $ 65.15 earlier in the session. The international benchmark Brent crude oil fell 3.8% to USD 68.01 per barrel.

Movements in futures trading came after the Dow rose 144.26 points, or 0.4%, to hit an all-time high of 35,208.51. The S&P 500 rose 0.17% to hit its own record high of 4,436.52. The Nasdaq Composite bucked the trend and lost 0.4% to 14,835.76. All three major indices ended the week higher, posting their second positive week of three.

The Department of Labor’s employment report on Friday showed that the US economy created 943,000 jobs in July. According to estimates by the Dow Jones, economists expected 845,000 new jobs in the past month. The unemployment rate fell to 5.4% and was thus below the expectation of 5.7%.

“You have seen a lot more jobs have been created in the areas that are reopening – restaurants, hotels, logistics, transportation,” said Larry Adam, Raymond James’ chief investment officer. “That’s a good sign. I think that will give the consumer more purchasing power in the future and I think it’s ultimately a good thing for the economy.”

However, signs of a strong economic recovery could lead the Federal Reserve to withdraw its monetary support measures and prepare to curb its bond-buying program.

“If things continue on this scale, the Fed will likely come in a little earlier when it comes to tapering,” Adam said.

U.S. Senators convened again Sunday to work towards passing a $ 1 trillion infrastructure bill, one of President Joe Biden’s top political priorities. The bipartisan package is expected to have enough Republican support to pass in the Senate this week and enter the House for consideration in September.

The earnings season continues this week, with companies like Tyson Foods, AMC Entertainment, Coinbase, Lordstown Motors, Bumble, Palantir, Disney, Airbnb and DoorDash reporting quarterly earnings.

On Monday, Credit Suisse set a target price of 5000 for the S&P 500 for the end of 2022, citing strong profits. The company kept its target of 4,600 for 2021.

“Over the past five quarters, analysts have significantly underestimated earnings per share, a trend that we expect to continue,” said Jonathan Golub, chief strategist for US equities at Credit Suisse, to his clients. “We see benefits to the estimates as empty shelves are replenished and pricing power is retained. Consumer spending should improve if the unemployment rate continues to fall, accompanied by higher wages. “

Investors are waiting for the key inflation data to be released this week. The consumer price index and the producer price index are to be published on Wednesday and Thursday, respectively.

eight issues Nina Agdal can’t reside with out

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We interviewed this celebrity because we think you will like her selections. Some of the products shown are from the celebrity’s own line of products or a brand they are paid for. E! has affiliate relationships, so we may receive a commission if you buy something through our links. Items are sold by the retailer, not by E !.

Like so many of us Nina Agdal can’t get enough of summer

From outdoor workouts to visits to the farmers’ market, the model tries to take advantage of everything the season has to offer. At the same time, the fitness guru knows that summer can bring many temptations. So how can you lead a balanced lifestyle in bright sunshine?

“Start your day with a friend or alone with a virtual workout in the morning sun or sign up for a tennis class to get exercise and challenge your learning skills,” suggested Nina E! News. “Add in all the fresh fruits and vegetables you may crave during those hot summer months. Discover new recipes and try new things!”

What I discovered about coaching in digital actuality

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Image for article titled What I Learned About Training in VR

Photo: mangpor2004 (Shutterstock)

I listed to see if virtual reality games can give you a good workout, and you heard about it last week a couple of my favorites. After venturing my way through the virtual world, I came back to you with opinions.

How do VR games compare to actual workouts?

The ultimate question I tried to answer while clapping my hands clumsily for several hours was, are these games really good workouts? With so many different games and so many possible definitions of “good workout” it’s not an easy question – but I think I’ve mapped out the answers a bit.

The Whacking Things games are good for light cardio.

Maybe even medium cardio. While the squats are incredibly boring and annoying, they bring more of your body into the workout and help increase your heart rate. I tried doing a couple of songs in Supernatural with weights on my wrists (Bala bangles special). While they definitely made my arms more tired, I don’t think this really makes the workout any better.

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Two heart rate graphs: fitness gaming, left, at 71-168bpm for 41 minutes. Run on the right side, 115-165 bpm for 37 minutes. Running is much more intense.

Graphic: Beth Skwarecki

The graphs above show my heart rate during a light jog (the “Running” graph) and a couple of songs by Supernatural (which is labeled “Fitness-Gaming”). I felt like I was working hard in Supernatural; I couldn’t really have worked harder if I hadn’t practiced enough to be able to tackle tougher levels that prompt me to move faster.

The color-coded zones clearly show that these two are not equivalent cardio types. Supernatural had mostly moved me in the low intensity zone, roughly what I would expect from running. It only got into the medium intensity zone occasionally, while even an easy run there keeps me pretty solid.

Thrill of battle (unique in its category I think) can reach this high intensity cardio zone.

Between the adrenaline and the constant beating, I was absolutely redlining. You can see from the graph that I quickly ascended to the high intensity heart rate zone and stayed there for each round of a fight. Love HIIT? This will hit the point.

Heart rate chart labeled with

Graphic: Beth Skwarecki

Games that involve you with the bike would be pretty great if you want to spend a lot of time on the bike.

My verdict here isn’t the best as I haven’t tried them on a bike. But if I had to choose between staring at my garage wall during a long drive or staring at the slightly blurry streets of Paris, I’d probably go for Paris. Is blurry Paris superior to a peppy peloton instructor? I’m not sure about this. If you like your peloton, you should probably keep your peloton. But if you want to take a long drive and let your mind wander, blurry Paris might be just the ticket.

Heart rate graphs: Holofit and Synth riders keep me in the low intensity zone; supernatural peaks in the medium; Gun whip arrives there too, ping-pong is again of low intensity.

Graphic: Beth Skwarecki

The graphic above shows a selection of games. Holofit, the one where you ride a bike (or in my case pump your arms and pretend you’re jogging in place), provided a low-intensity workout, like a brisk walk. Synth Riders (similar to Beat Saber) was similar. Supernatural put me in the middle zone, Pistol Whip probably would have put me in the middle zone if I hadn’t been shot all the time (I’m bad at this game), and Eleven Table Tennis was predictably cool.

How to use Oculus Move to track your minutes of exercise

Oculus has a framework called Move that can keep track of your minutes of active play and it even requires an attempt to guess how many calories you burned. (As with other fitness trackers and devices, I wouldn’t expect the calorie counts to be accurate, but you can use them to gauge how intense a workout was.)

Unfortunately, the move minutes and calories aren’t syncing with other apps like Apple Health. The Move data stays on your headset itself, and you can check your daily numbers by looking it up during a game.

Some apps have their own methods of tracking your work. Supernatural can track your heart rate through a device like an Apple Watch as long as you have the Supernatural app open on your phone while playing a game. (Yes, these are three devices that you use at the same time: the VR headset, the phone, and the watch.)

To be honest, I didn’t find any of this useful. Tracking a “different” workout on the Apple Watch made more sense as it was synchronized with my other fitness tracking apps.

What is missing

VR fitness is not a solution to all of your fitness needs. Most importantly, there is nothing here that will strengthen your muscles in a progressive way. you need that to get stronger. In Supernatural, if you get sore muscles from doing a lot of squats, you may feel like you’ve had a killer workout, but sore muscles are not an indicator of progress, and those sore muscles will go away in a matter of weeks anyway.

If you already have a different type of strength training and are just looking for a light cardio workout, VR can provide it. Half an hour of a whacking things game every day goes well with this Cardio part of US exercise guidelineseven if you take the weekend off.

What is still missing: a reason to do it every day. Sure, these games are fun, but are they more fun than going for a jog in the park with your running partner or showing up to a cycling class where you can borrow the instructor’s enthusiasm and motivation for an hour?

Supernatural, the most fitness-focused of all the games I’ve played, keeps encouraging me to set myself weekly goals and keep a streak going. But to really incorporate this device into your fitness routine, you apparently need motivation outside of the virtual world. Recording the time in the headset can be a thing you do for your own health or fitness goals, much like recording kilometers in your running shoes. But don’t expect the games themselves to keep you coming back. There are no addicting storylines or intriguing puzzles.

And the games that feel the most game-like are the ones that don’t work as well as a workout. Every time I die in Pistol Whip I just resent that I have to start over; I would like to get through the level, please. (That’s why I prefer Supernatural’s continuation-no-matter mechanic.) But if you like these games enough to keep playing them, and if you’re sure you won’t forget that there are even fitness apps out there, then by all means, get one and enjoy.

Man Utd “put together Antoine Griezmann switch provide with Barcelona determined for cash after dropping Lionel Messi”

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MANCHESTER UNITED are interested in Barcelona star Antoine Griezmann and will reportedly switch to the striker soon.

Barcelona announced the departure of Lionel Messi from the club last week but have yet to sell players to level the books.

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Antoine Griezmann could be the next high profile star to leave Barcelona

The Catalan club have to cut their wages and are one of the highest earners ready to let Griezmann go.

The Frenchman is being pursued by United, who Todofichajes said plan to make a low bid given knowledge of Barca’s sales needs.

The 30-year-old Griezmann is reportedly on a gross salary of £ 32m a year and it would greatly benefit Barcelona to get that off their payroll.

The striker is believed to be interested in leaving and has asked his agent to force an exit from the Nou camp.

And after fans booed Griezmann’s arrival at the training ground after Messi’s departure, he may be even more determined to move elsewhere.

Manchester City are also said to have had an eye on Griezmann.

But Pep Guardiola may still have hopes of luring Messi to the Eastlands as the player said yesterday Paris St. Germain was one of several options available to him.

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United have spent a lot this summer on signings like Jadon Sancho and Raphael Varane.

It has been reported that players would have to be sold to attract more new faces, with Paul Pogba linked to a player with an exit.

But with United potentially selling Anthony Martial to Inter Milan, they might need a new striker and Griezmann would fit the bill.

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Lionel Messi breaks down in tears and hands his wife Antonela a handkerchief when he insists he is “not ready” to leave Barcelona

This is find out how to cease a fitness center from topping up your card after you have canceled your membership

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Image for the article titled How To Stop A Gym From Topping Up Your Card After You Cancel Your Membership

Photo: Engineering Studio (Shutterstock)

Gyms have a bad reputation for not actually canceling your gym membership. So what do you do if they ignore your cancellation emails and continue charging your card long after the cancellation? Here are some tips to make sure you don’t get bit down by an unscrupulous gym.

Check your gym membership contract

Before you dispute a charge to your credit or debit card after the cancellation, check your contract first. While many gyms charge a monthly recurring fee, some may have a minimum term of three or six months, especially if they were part of a discounted membership offer. The gym might also have a clause that says they must stand in for one final payment 30 days in advance. If so, you’d be hooked for this month.

What you don’t want to do is stop payments while you’re still on the contract, as these fees are legitimate and can be sent to a debt collection agency (so don’t assume that an expiring credit card will simply “cancel” the service – these monthly fees will still be charged).

How to contact the gym to cancel your membership

Lifehacker has an in-depth post on how to submit a cancellation request to any major fitness chain, along with a template of how your email or letter should be written. here. For most gyms, that’s all you have to do. However, if that doesn’t work, you should personally cancel your membership at the gym. And if that is not possible, please try again by sending a registered cancellation notice, which will require a signature from a gym employee upon receipt.

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Contact your bank or credit card company

If all of the previous options have failed, dispute the charge with your card issuer, either as an online form on their website (if they provide it) or by mail (they should have a specific mailing address to dispute the charge). with this template provided by the Federal Trade Commission.

Make sure you do it right away as you need to send the letter within 60 calendar days the date the disputed charge was sent to you. After receipt, the exhibitor has 30 days to respond in writing and must process your complaint within two billing cycles.

If you paid by credit card, the issuer will suspend the charge until the investigation is complete. However, debit cards have weaker protection, so you won’t see the money until after the investigation is complete.

Extra steps to save others from the same problem

Consider passing it on to other consumers by filing a complaint with the Better Business Bureau hereas enough complaints can alert authorities to gyms that have fraudulent billing practices. Another option is to file a complaint with your Public prosecutoras they can mediate disputes between businesses and consumers.

Epidemiologist Larry Good on Delta Variation, Vaccinations

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The pandemic is not going to end anytime soon – with only a small portion of the world’s population vaccinated against Covid-19, a well-known epidemiologist told CNBC.

Dr. Larry Brilliant, an epidemiologist who was part of the World Health Organization team that helped eradicate smallpox, said the Delta variant was “perhaps the most contagious virus” of all time.

In the past few months, the USA, India and China as well as other countries in Europe, Africa and Asia have grappled with a highly transmissible delta variant of the virus.

The WHO declared Covid-19 a global pandemic last March – after the disease, which first appeared in China in late 2019, spread around the world.

The good news is that vaccines – especially those with messenger RNA technology and those from Johnson & Johnson – exist against the Delta variant, Brilliant told CNBC’s Squawk Box Asia on Friday.

If we don’t all vaccinate in over 200 countries, there will always be new variants.

Larry Brilliant

Epidemiologist

Yet only 15% of the world’s population are vaccinated and more than 100 countries have vaccinated less than 5% of their population, noted Brilliant.

“I think we’re closer to the beginning than the end [of the pandemic]and that’s not because the variant we’re looking at will last that long, “said Brilliant, who is now the founder and CEO of Pandefense Advisory.

“If we don’t all vaccinate in over 200 countries, there will always be new varieties,” he said, predicting that the coronavirus will eventually become a “forever virus” like influenza.

Probability of the ‘Supervariant’

Brilliant said its models of the Covid outbreak in San Francisco and New York predict an “inverted V-shaped epidemic curve”. That means that the infections are increasing very quickly, but also decreasing quickly, he said.

If the prediction turns out to be true, it means that the delta variant is spreading so quickly that “basically the candidates are running out” to become infected, explained Brilliant.

There appears to be a similar pattern in the UK and India, where the prevalence of the Delta variant has declined from recent highs.

But I’m warning people that this is the Delta variant and we haven’t run out of Greek letters yet, so there might be more to come.

Larry Brilliant

Epidemiologist

Daily reported cases in the UK – a seven-day moving average – fell from a high of around 47,700 cases on July 21 to around 26,000 cases on Thursday, according to statistics from the online database Our World in Data.

In India, the seven-day moving average of daily reported cases has remained below 50,000 since the end of June – well below the high of more than 390,000 a day in May, the data showed.

“That may mean that in one country this is more of a six month phenomenon than a two year phenomenon. But I’m warning people that this is the Delta variant and we haven’t run out of Greek letters so there may be more to do, ”he said.

The epidemiologist said there was a small chance that a “super variant” would show up and vaccines would not work against it. While these things are difficult to predict, he added, there is a non-zero probability, which means it cannot be ruled out.

“It is such a catastrophic event, should it happen we must do everything we can to prevent it,” said Brilliant. “And that means everyone will be vaccinated – not just in your neighborhood, not just in your family, not just in your country, but around the world.”

Covid vaccine booster

Some countries with relatively high vaccination rates, such as the US and Israel, are planning to booster their populations. Others, like Haiti, have only recently secured their first doses of vaccine.

WHO has urged wealthy countries to suspend Covid vaccine boosters to allow low-income countries to vaccinate their populations.

But in addition to booster vaccinations in countries with lower vaccination rates, Brilliant said, a group of people need a booster vaccination “immediately” – those 65 years and older who were fully vaccinated more than six months ago, but have weakened immune systems.

“It’s this category of people that we’ve seen create multiple mutations as the virus passes through their bodies,” the epidemiologist said.

“So I would say these people should get a third dose right away, a booster shot – as soon as the vaccines are being moved to those countries that haven’t had a very high chance of buying them or having access to them, those two things are about the same, “he added.

– CNBC’s Rich Mendez contributed to this report.

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