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How to decide on and set up the proper exterior laborious drive in your PS5

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Image for article titled How To Choose And Install The Right External Hard Drive For Your PS5

Sony recently approved the requirements for Update the PlayStation 5’s internal memory with an M.2 solid state drive (SSD) and it’s very confusing. On paper, there are several SSDs that meet Sony’s requirements, but only a few drives am currently working on PS5– and the ones that do are pretty expensive. In some cases, users are expected to improve the SSD’s cooling capabilities by adding a heat sink – an extra step more in line with hardcore PC building that undermines the plug-and-play simplicity of home consoles.

Fortunately, there is another way to add more space to your PS5 with an external hard drive that is much easier to remove.

To be fair, using an external hard drive is different from increasing your console’s internal storage, but moving some of your games to an external hard drive will save space on your PS5’s main SSD. The only major downside is that you can’t play PS5 games from an external storage device, but you can save them there for easy access if you want to reinstall them. PS4 games, on the other hand, can be played from an external drive on PS5 and work perfectly, making it a viable option if your main goal is to get more games installed on your PS5.

External storage requirements for PS5

Of course, you can’t plug an old hard drive into your PS5; only certain hard drives are compatible as advanced storage options. In particular, you’ll need a drive with one of the following SuperSpeed ​​USB connection types:

  • SuperSpeed ​​USB 5 Gbit / s (USB 3.0 / USB 3.1 Gen1 / USB 3.2 Gen1)
  • SuperSpeed ​​USB 10 Gbit / s (USB 3.1 Gen2 / USB 3.2 Gen2 / USB 3.2 Gen1x2)
  • SuperSpeed ​​USB 20 Gbit / s (USB 3.2 Gen2x2)

Size also plays a role. The expanded storage drive must have at least 250 GB of space and the largest supported size is 8 TB.

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But even if your hard drive meets these specs, Sony understands that some drives just won’t work on PS5. Do some research and purchase specifically for PS5-compatible drives if you are planning on purchasing one.

Don’t worry if your USB hard drive doesn’t work as an extended storage device for your PS5. you can Instead, use it to create an external backup of your console. This can be done on any USB storage device large enough to hold the data to be backed up. You can’t play games from a backup drive, but you can safely store data locally, which is handy if your PS5 ever experiences a hardware failure or memory corruption and could free up additional space on your PS5’s internal SSD.

How to use an external USB drive as extended storage on PS5

So once you have a PS5 compatible hard drive, it’s time to start using it as an expanded storage device. To do this, you need to properly connect, format, and configure the drive on your PS5. Here’s what to do:

Connect the drive to your PS5

The first step is very simple: plug the drive into a USB port on the back of your PS5 console. The drive needs to be connected directly to the PS5 – it will not work if you connect it through a USB hub. Likewise, you can only use one external hard drive at a time. Several can be linked, but only one is active as an extended storage location.

Format the drive

Next we need to format the drive so that the PS5 can use it. Go to on your PS5 Settings> Storage> USB Expansion Storage, and choose “Format as USB expansion storage. ”

Warning: This will erase ALL of the data previously stored on the drive, so back up these files on your PC before proceeding. This will also make the drive incompatible with other devices until you format it again.

Install games on the drive

You are now ready to transfer games to your hard drive and install them. Remember, PS4 games are playable from expanded memory, but PS5 games are not.

To move PS4 games to the external drive:

  1. Highlight the game you want to move on your PS5’s library screen.
  2. Press the “Options” button on your controller and then select “Go to USB expansion storage.

You can also choose to automatically download PS4 games to the external drive by going to. walk Settings> Storage> Extended Storage and toggle “Install PS4 games on USB expansion storage.”

How to move PS5 games to the external drive:

  1. Highlight the game you want to move on your PS5’s library screen.
  2. Press the “Options” button on your controller and then select “Copy.”
  3. Follow all the instructions on the screen.

See the primary glimpse of American Crime Story at Monica Lewinsky

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Berets are about to make a comeback when American Crime Story reveals their first poster for the latest season.

On Monday, August 2nd, the FX series’ official Instagram account shared key graphics for the third season of the series, subtitled Impeachment and debuting on September 7th. The new series of episodes focused on the impeachment of the former president Bill Clinton, follows the first season The People v. OJ Simpson and the second season The Assassination of Gianni Versace.

In the new picture, Monica Lewinsky, played by actress Feldstein capShe can be seen from behind wearing her signature blue outfit and beret while staring at the White House. The show counts Brad Falchuk, Nina Jacobson and Ryan Murphy among the executive producers, with Monica also acting as producer.

“The award-winning, critically acclaimed series from FX is back with a brand new episode,” reads the caption on the FX account. “Impeachment: American Crime Story celebrates on September 7th. Premiere, only on FX. #ACSImpeachment. “

Beanie also shared the poster on her personal Instagram account, writing, “Every page has a story.”

Will increase dividend and confirms buybacks

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LONDON – Oil and gas giant BP beat earnings expectations for the second quarter on Tuesday while expanding its dividend and share buyback program.

The British energy company announced it would buy back $ 1.4 billion of its own shares in the third quarter after generating a cash surplus of $ 2.4 billion in the first half of the year. It also increased its dividend 4% to 5.46 cents per share after halving it to 5.25 cents per share in the second quarter of 2020.

It expects buybacks of around $ 1 billion per quarter and a 4% annual dividend increase through 2025, based on an estimated average oil price of $ 60 a barrel.

The energy company posted a full-year adjusted replacement cost gain, used as a proxy for net income, of $ 2.8 billion. This contrasted with a loss of $ 6.7 billion in the same period last year and a net income of $ 2.6 billion for the first quarter of 2021.

Analysts polled by Refinitiv had expected a net profit of 2.06 billion US dollars for the second quarter.

CEO Bernard Looney told CNBC on Tuesday that a combination of strong underlying performance, an improving balance sheet and higher commodity prices enabled the company to increase its returns for shareholders.

“We have raised our own plan for the next few years from $ 50 to $ 60 (average oil price) – this is due to strong demand and supply is becoming scarcer, especially for US shale,” he said.

The results reflect a broader trend across the oil and gas industry as large energy companies attempt to reassure investors that they have gained a more stable base amid the ongoing coronavirus pandemic. British-Dutch multinational Royal Dutch Shell, France’s TotalEnergies and Norway’s Equinor announced share buyback programs last week.

However, the share prices of the world’s largest oil and gas companies do not yet reflect the improvement in earnings, and the industry continues to face a variety of uncertainties and challenges.

BP’s shares started Tuesday’s session nearly 15% year-to-date, after plummeting around 47% in 2020. The company’s stock rose another 2.3% in early trading Tuesday.

Operating cash flow was $ 5.4 billion at the end of the second quarter, including the approximately $ 1.2 billion annual payment the company makes for the 2010 Gulf of Mexico oil spill.

Meanwhile, net debt fell from $ 33.3 billion in the first quarter to $ 32.7 billion, the fifth straight quarter decrease from $ 51 billion in the first quarter of 2020.

A year after announcing its strategic overhaul, announced in August 2020, the company highlighted that it has built a 21 gigawatt renewable energy pipeline and brought eight major oil and gas projects online.

In the third quarter, the production forecast was also raised, citing the completion of seasonal maintenance work and the ramp-up of major projects.

Looney told CNBC that the eight new projects, along with the cost savings made possible by BP’s major restructuring that cut more than 6,000 jobs, would increase production efficiency.

Stronger raw material prices

BP’s financial results come after a period of higher commodity prices. International benchmark Brent crude oil futures rose an average of $ 69 per barrel in the second quarter, from an average of $ 61 in the first three months of the year. Brent futures traded at around $ 72.74 a barrel on Tuesday morning.

Oil prices have rallied and hit multi-year highs in recent months, and all three of the world’s top forecasting agencies – OPEC, the International Energy Agency, and the US Energy Agency – now expect a demand-driven rebound in the second half of the year.

It comes after what BP has called “a year like no other” for the global energy markets.

In its Benchmark Statistical Review of World Energy, published July 8, BP said the company had witnessed some of the most dramatic events in the history of the global energy system over the past seven decades. These crises included the Suez Canal crisis in 1956, the oil embargo in 1973, the Iranian revolution in 1979 and the Fukushima disaster in 2011.

“All moments of great turbulence in global energy,” said Spencer Dale, chief economist at BP, in the report. “But all pale compared to the events of last year.”

The ongoing Covid-19 crisis triggered a historic oil demand shock in 2020, in which large oil companies endured a brutal 12 months after practically every measure. The pandemic coincided with falling commodity prices, dwindling profits, unprecedented write-offs and tens of thousands of job cuts.

Analysts told CNBC ahead of its latest second quarter earnings figures that while energy companies were likely to seek a clean health certificate, investors were expected to be “tremendously skeptical” of oil’s long-term business models and Gas companies. This was mainly a consequence of the worsening climate emergency and the urgent need to move away from fossil fuels.

Senator Lindsey Graham constructive about Covid after Manchin occasion

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At least seven U.S. Senators announced Monday that they had attended a party with Senator Lindsay Graham, who announced he had tested positive for Covid-19 as a guest.

The South Carolina Republican said in a tweet that he had flu-like symptoms on Saturday night and went to the U.S. family doctor on Monday morning.

Graham attended a Saturday night party on Senator Joe Manchin’s DC-based houseboat “Almost Heaven,” NBC News reported.

“I feel like I have a sinus infection and am currently experiencing mild symptoms,” said Graham, adding that he will be quarantined for 10 days.

“I am very happy that I was vaccinated, because without it I wouldn’t feel as good as I do now. My symptoms would be much worse.”

Other Senators present at the party were Mark Kelly, D-Ariz., Chris Coons, D-Del., John Thune, RS.D. and Jacky Rosen, D-Nev., whose offices and NBC News have been confirmed. Catherine Cortez Masto, D-Nev., And Maria Cantwell, D-Wash., Also attended, their offices confirmed with NBC News.

Speaking to reporters on the way out of the Capitol on Monday, Manchin said he didn’t have a party but said, “When you say party, there are no parties, basically there are gatherings that we at ‘Almost Heaven’ have … so we know each other and talk to each other. “

“We were out. Okay? And we were all, everyone was vaccinated,” Manchin said when reporters asked him after the party, adding that Graham was “all right”.

When asked how long the party lasted, Manchin said, “Oh, I don’t know what it takes [to] eat a hamburger or two … all outdoors. “

Manchin and Kelly spokesmen said the senators are fully vaccinated and follow CDC guidelines for anyone exposed to a person who tests positive.

Thune’s office and Rosen confirmed that the senators tested negative for Covid-19 on Monday. Coons told NBC that he tested negative, and Cantwell’s office confirmed that she will be tested.

“It was a barbecue party. I mean – we had hot dogs and hamburgers literally at four in the afternoon on a boat moving in a stiff breeze, ”Coons told NBC News.

CDC guidelines include testing for Covid three to five days after exposure to someone with a confirmed or suspected case and wearing a mask indoors in public for 14 days or until the test is negative, the CDC said. Fully vaccinated people should also isolate themselves if they test positive.

According to the guidelines, senators appear to be able to vote in masked form unless they get a positive test result.

Graham was one of 17 Republican senators who last week voted to move the infrastructure plan forward. His absence or possible quarantine for other senators could affect the passage of the bill as a final vote approaches.

While the Senate has not reintroduced a mask mandate, the Republicans in the House of Representatives have resolutely opposed a renewed mask requirement in their chamber. The House of Representatives has more than four times as many members as the Senate and a larger proportion of unvaccinated MPs.

Graham’s announcement came as the United States is grappling with a spike in the Delta variant of Covid and the Biden government is urging more people to get vaccinated.

The CDC warned in a confidential document Thursday that the Delta variant, which is the dominant form of the disease in the United States today, is as contagious as chickenpox and has a longer transmission window than the original Covid strain.

Health officials said Covid vaccines prevent more than 90% of serious illnesses but may be less effective at preventing infections.

The confidential document, which has been reviewed by CNBC, states that there are 35,000 symptomatic infections in 162 million vaccinated Americans every week.

Publicly available CDC data says that by July 19, 5,914 fully vaccinated people with Covid infections had been hospitalized or had died from Covid infections – the vaccinated are generally milder.

Data from a survey by Monmouth University shows a partisan split in reluctance to take Covid vaccines.

The survey found that 17% of respondents said they were likely to refuse the vaccine. Among them, 70% either identify with or tend to identify with the Republican Party, while only 6% identify with the Democrats.

The Biden administration continues to urge more Americans to get vaccinated, especially as the US prepares for an expected surge in Delta Covid infections in the fall.

On Monday, the U.S. hit Biden’s May target of providing 70% of U.S. adults with at least one vaccination, about a month behind the original July target.

CDC says the US reports an average of about 600,000 vaccinations a day through Sunday. This is far from the more than 3 million daily recordings in mid-April, but an increase of 14% over the previous week.

Last week, Biden announced that federal employees would need to prove their Covid vaccination status or undergo safety protocols.

Biden had previously advised federal agencies not to require vaccination for field work, but the Department of Veterans Affairs was the first federal agency to instruct health workers to receive the Covid vaccine.

Biden, who is fully vaccinated, also said he will follow the reverse CDC guidelines for fully vaccinated individuals to wear masks indoors in areas with high transmission rates.

– CNBC’s Berkeley Lovelace Jr. and Dan Mangan contributed to this report

This story evolves. Please check again for updates.

Chop a 7-Layer Burrito from Current Taco Bell Menu Gadgets

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A Taco Bell 7-Layer Burrito on a counter

Photo: Joshua Blanchard (Getty Images)

Last summer, Taco Bell suddenly stopped long-term stand-bys such as quesarito, fiesta potatoes and the 7-layer burrito. Two of them were not banished forever – the Quesarito lives as one In-app exclusive and Potatoes seem to be back forever– but the classic 7-layer burrito has simply disappeared into the ether.

This is bad news for vegetarians, vegans, and anyone trying to eat less meat, however TikTok user damntastyvegan recently shared a simple workaround: Order a Cheesy Bean and Rice Burrito “Fresco style”- which swaps mayo-based sauces and dairy products for diced tomatoes – and adds potatoes, rice and guacamole. With this order, you get a delicious, filling, 100% vegan 7-layer burrito for just over $ 2 – at least where the damn vegan is.

As a vegan, I applaud this hack. As a Taco Bell enthusiast, I have a little catch: if it’s vegan, it’s not a real 7-layer. According to the Taco Bell website, a 7-layer burrito contains the following ingredients:

  • Beans
  • sour cream
  • tomatoes
  • 3 cheese mixture
  • rice
  • Green salad
  • guacamole

Veganizing a 7-layer burrito removes 2 of the layers and adds potatoes that are not part of the original product. It’s still a great burrito – it’s just not really the same burrito. (I think vegans only get 6 layers.)

If just the OG 7-layer burrito is enough, you can simply modify an existing menu item to create one. Depending on your preferences, you can either use one Cheese Bean and Rice Burrito (as the TikTok recommends) or a Burrito Supreme. How to customize it according to Reddit users from / r / tacobell, the internet one-stop shop for all information about Taco Bell:

  • Cheese Bean and Rice Burrito: No creamy jalapeño sauce, no nacho cheese; Add tomatoes, sour cream, lettuce, guacamole and 3-cheese mixture
  • Highest Burrito: No beef, no onions, no red sauce, no cheddar; Add guacamole, rice and 3 cheese mixture

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The main difference here is the price – the Cheesy Bean and Rice Burrito is cheaper than the Supreme and requires fewer modifications. Other than that, I always found the dollar menu items small; If you’re super hungry, a modified Burrito Supreme might be the right choice.

Regardless of which permanent menu item you choose, customer-specific orders are easier in the Taco Bell app. Once you have your 7 layer order perfected, just save it for future use. You can even name it how Reddit user joec_95123 did it for his modified Burrito Supreme: “I set up exactly this order as ‘Recreated 7-Layer’ in the app.” Follow his example and you are only a few taps away from your beloved burrito – even if it is not on the menu .

Bachelorette Katie says she was “achieved” after her “entrance runner” stop

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After an emotional day with Greg’s family showing Katie photos of his late father, Greg decided to be honest with Katie that he had “lost part of me” when his father died.

“I didn’t know I was going to fall in love with you,” he continued. “I didn’t know that and I’m in love with you.

But Greg’s mood changed immediately after that moment. He didn’t seem to appreciate Katie’s response when she smiled and said, “I just love looking at you” and also told him he was going to get a rose, but gave no indication of her own feelings. Prior to this, during the episode, she had explained to families that she had decided not to reveal who she fell in love with until the last man.

Noticing Greg’s mood change, Katie said she could say he wasn’t “happy” right now, and they had a tense conversation as he escorted her to the car. “I just don’t understand why you don’t know … that at this point it’s me and you,” he told her. “I’ve never poured my heart out for someone like this.”

What to do about your calluses if a pumice stone will not reduce them

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A woman uses an electric roller file on her calluses

Photo: skimin0k (Shutterstock)

Work your hands or feet enough and getting calluses is inevitable. Now that I’m a weight lifter, I have Calluses on my palms and fingers; When I played roller derby, I had them in certain places on my feet. The usual advice – gently rubbing your calluses with a pumice stone or an abrasive cloth – is completely inadequate for severe calluses.

Because of this, I’m a huge fan of two specific types of tools, each slightly more specialized than what you might find in the skin care department of your local store, and each immensely more suitable for treating severe calluses.

Why you need a corneal file

Your first stop on the way to smoother, less injury-prone hands and feet is a foot file, also known as a corneal rasp. To be clear, you’re not looking for something that works with sandpaper or pumice stone; You want a metal tool. It should look like a cheese grater.

In fact, it looks like a cheese grater that it is made by Microplane. I have one of their foot files and it looks almost exactly like the one I use for lemon peel. Fortunately, it’s a different color than what we have in the kitchen, which helps me break it up more easily as a personal care tool rather than a cheese grater for my feet. (They even call it a “foot grater” on their website. I’m so sorry.)

If you’re not ready for microplane foot rails, like a lighter callus file This one here will also blow pumice stones or emery boards out of the water. I’ve heard good things about them too PedEieven though I’ve never used one myself.

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Why you need an electric corneal grinder

Do you already have a corneal file, but need to go one step further? I recently got an electric corneal grinder and I’m kicking myself for not buying one earlier in my lifting career.

This is the model that I have. It is battery operated and is charged via USB. It has removable heads so you can choose coarser or finer grits. Most importantly, it can grind through a hard callus in minutes instead of requiring countless post-bath sessions with a file.

If the calluses are not on the feet but on the hands, there is another advantage: the sanding surface is small enough to also work on the calluses at the base of the ankles, the ones with a large one. hard to reach, flat file in microplane style.

As we mentioned in ours earlier Instructions on how to deal with lifting calluses, it is safe, and even preferable, to sand off any crusty skin that you can handle. If the tools you were using made it difficult to keep the problem under control, try a callus file or an electric callus remover.

What you’ll be able to count on from DBS, OCBC, UOB

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Aerial view of the central business district and Singapore Bay.

BNBB Studio | Moment | Getty Images

SINGAPORE – Singapore’s top 3 banks will be releasing their second quarter results this week, and investors will watch out for announcements about dividend payments.

Oversea-Chinese Banking Corp and United Overseas Bank will release their results on Wednesday, while the country’s largest bank, DBS Group Holdings, will do so on Thursday.

According to Refinitiv estimates, analysts expect the following from banks’ financial reports:

Profit estimates for banks in Singapore

Bank Net profit Q2 Turn of the year
DBS 1.42 billion SGD + 14.2%
OCBC 1.12 billion SGD + 53.4%
UOB SGD 948.05 million + 34.9%
Source: Refinitive

The results reports come as Singapore reports a renewed spike in daily Covid-19 infections. The stricter social distancing measures imposed in early May led to a 2% decline in the economy in the second quarter compared to the previous three months, according to official preliminary estimates.

Given the ongoing threat of Covid – especially the Delta variant – to the economy, Singapore banks would likely keep provisions they’ve made for potential loan defaults, analysts said.

“We don’t think banks will write back general provisions given the uncertain macroeconomic outlook,” said Rui Wen Lim, equity analyst at DBS Group Research.

Some banks in the US and Europe began writing provisions in the second quarter, which increased their profitability. HSBC announced Monday that it had released $ 719 million net, largely thanks to a better economic outlook.

Dividend payments

All three Singapore-listed banks saw double-digit gains this year as the global economic recovery from a pandemic-induced recession led investors to prefer “cyclical” stocks.

Markets or stocks that are “cyclical” rise and fall in connection with economic fluctuations.

OCBC stock is up 22.3% this year through Monday – the biggest gains among the banking trio. DBS and UOB are up 21.3% and 15.7%, respectively. All three banks outperformed the Straits Times Index’s previous 11.2% increase this year.

CNBC Pro Stock Pick and Investment Trends:

Analysts said stocks could get another boost from higher-than-expected dividends.

Singapore’s financial regulator, the Monetary Authority of Singapore, said last week it would not extend restrictions on bank dividend payments. Last year, MAS urged banks to cap dividends amid economic uncertainties during the Covid-19 pandemic.

Krishna Guha, equity analyst at investment bank Jefferies, said the MAS announcement came as a surprise.

“We expected the caps to be gradually lifted, so the full reinstatement is a positive surprise,” Guha wrote in a report last week. He predicted that this year the three banks would raise dividends at least to pre-pandemic levels.

Jefferies has a “Buy” rating on all three Singapore banks.

develop a lemon tree indoors

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Image for the article titled How to Grow a Lemon Tree Indoors

Photo: By Olha Solodenko (Shutterstock)

Having your own lemon tree at home is often a luxury that we assume is reserved for people living in citrus-friendly areas like sunny California or humid Florida. That doesn’t mean those in the Northeast, Midwest, or other regions of the country can’t simply indulge in their own freshly squeezed lemonade. With a little attention, you can grow a lemon tree right in your home.

How to Grow and Care for a Lemon Tree (Without Moving to Florida).

The best lemon trees to grow indoors

Lemon trees that thrive outdoors with lots of space won’t work well in an enclosed setting, so knowing the specifics of the different breeds and their sizes is important. In general, a dwarf tree is best for smaller spaces. Dwarf fruit trees can grow up to two to three meters tall, which is certainly larger than the average houseplant but smaller than the average lemon tree. Dwarf trees can also grow in pots and containers indoors instead of in soil, and they are easier to prune and their size is easier to maintain because the roots are shorter than other varieties. Best of all, they ripen faster, so you get fruit sooner than you expect.

Choosing the right type of tree also depends on what type of flavor you like and how much work you want to put into it. If you want a tree that requires less maintenance and produces lemons on the sweeter side, go for the Zwergmeyer lemon tree. Meyer lemons are a mix of sour lemons and sweet oranges that make them sweeter than your average lemon. They get by without great heat and are easy to care for. Dwarf eureka lemons grow all year round, but are rather tart. Eureka lemon trees need a lot of light to thrive, however, so make sure they are near a south-facing window when growing these lemons indoors.

How to choose the right planter for your lemon tree

The right plant pot is essential for the healthy growth of your lemon tree – and the most important element is its drainage holes. You don’t want the plant to stand in water as this can encourage root rot. Terracotta pots are particularly suitable for drainage, but you can also use plastic or glazed pots with sufficient drainage holes.

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Apartment therapy recommends that the plant pot be at least twice as large as the root ball of the plant – this gives the roots enough space to grow and carry fruit. The soil should be a mixture that also drains well. If you’re making your own soil, Apartment Therapy suggests mimicking your natural soil by mixing equal parts potting soil and sand.

Caring for an indoor lemon tree

Lemon trees grown indoors are in a different care class than outdoors. For example as Garden know-how explains, “If the variety of lemon you are growing normally has a hardiness zone of 7, the lemon tree is in a container a winter hardiness zone of 8. ”Therefore you should water and fertilize accordingly. Water at least two to three times a week – sometimes daily during the growing season– and make sure you soak the plant enough that you can see water escaping through the drainage holes. Keeping the plant moist (but not soaked) will give the roots the right amount of moisture to keep the leaves healthy; You should never let the plant dry out completely.

Fertilizer is another key element for your lemon tree. Planting company Pennington says that “lemon trees need plenty of nitrogen as well as other essential nutrients, including magnesium and iron.” Fertilize every three to four months, being careful not to disturb the shallow roots, which can damage the plant.

Here’s How To Tell If Your Indoor Lemon Tree Is Having Problems

There are signs that your potted tree may be in danger. Pay attention to yellow leaveswhich can be a sign of sodden roots (meaning the pot is not draining properly). You should also pay special attention to your lemon tree in the winter months, as it is very susceptible to the cold.

Also pay attention to “Sucker branches“That begin to grow at the root of the plant and can take over the tree – prune as soon as you see them. If you follow these steps, you’ll have juicy lemons year round.

PM Modi introduces e-RUPI. Authorities to ship cash to your cellphone through SMS coupons. The way to use

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Prime Minister Narendra Modi launched a new digital payment mode on Monday – e-RUPI. The digital voucher is intended to ensure that the state’s cash benefits reach the citizens directly in a “leak-proof” manner. “Today, the country gives digital governance a new dimension. The e-RUPI voucher will play a big role in making DBT more effective in digital transactions in the country. This will help everyone with targeted, transparent and leak-free delivery, ”said Prime Minister Narendra Modi.

As part of this new payment system, beneficiaries will receive an electronic voucher or coupon that can be used without online banking, payment applications and other traditional payment methods. In a simpler language, e-RUPI, the new digital payment mode, is an e-voucher based on QR codes or SMS. The digital coupons, similar to Sodexo coupons, were developed by the National Payments Corporation of India in collaboration with the Ministry of Financial Services, the Ministry of Health and Family Welfare and the National Health Authority.

How does the digital e-RUPI payment work

“In a way, e-RUPI is both person and purpose specific. For the purpose for which any help or benefit is given, it will be used to ensure that eRUPI will ensure, “said PM Modi at the introduction of the new digital payment mode. The government will send the voucher directly to the mobile phone. Number of beneficiaries, instead of transferring the money to bank accounts. Before e-RUPI coupons are sent out, the citizen’s mobile number and identity are verified digitally without a physical interface, “said a message from the Prime Minister.

e-RUPI Digital Payment: Advantages

The e-RUPI payment mode is not linked to an app or mobile banking. So anyone with any phone can access these electronic coupons. The user can redeem the SMS voucher with the service provider. The payment to the provider will only be processed after the transaction has been completed. The prepaid nature of this payment ensures timely payment to the service provider without the involvement of an intermediary.

Where e-RUPI Digital Payment is used

The government wants to use the e-RUPI payment mode to provide the financial benefits under Direct Benefit Transfer (DBT) programs such as Mantri Jan Arogya Yojana, fertilizer subsidies, etc. The private sector can also use digital e-RUPI vouchers in the Use them as part of their employee welfare and corporate social responsibility programs.

“Not just the government, if a general organization or organization wants to help someone with their treatment, education, or other work, they can give e-RUPI instead of cash. This will ensure that the money he gives is used for the same work that that amount was given, ”added PM Modi.

List of banks using e-RUPI digital payments

There are currently 11 public and private banks supporting this new digital payment mode. State Bank of India, ICICI Bank, HDFC Bank, Punjab National Bank, Axis Bank and Bank of Baroda fully support e-RUPI coupons. These banks can both issue and redeem e-RUPI coupons.

Banks like Canara Bank, InsusInd Bank, Indian Bank, Kotak Mahindra Bank and Union Bank of India can only issue e-RUPI coupons. Digital voucher redemption is not available with these lenders.

“The concept of the electronic voucher takes this vision of good governance into account. It is expected to be a revolutionary initiative towards leak-proof provision of social benefits, ”the center said.

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