Nowadays, Singaporean women are just as likely to make a stack of cash or invest in assets as they are raising children or cooking for the family. However, with a gender pay gap of 16.3 percent in 2018, Singapore still has some work to do on gender equality.
On International Women’s Day (March 8, 2021), we’re introducing 10 women and women-focused personal finance and investment influencers to inspire women to improve their money games.
1. The new smart one
https://www.instagram.com/p/CBcQpFJg4dV/
The New Savvy is a collection of articles on finance, investing, and careers from the perspective of the modern woman.
There are articles on most of the same personal finance topics that we cover here at MoneySmart, including property, insurance, budgeting, and lifestyle.
They often deal with issues specific to women, from life insurance for single mothers to the cost of freezing eggs, and most of the articles appear to be written from a women perspective. However, most of its content is equally relevant to both sexes.
2. SG Budget Babe
https://www.instagram.com/p/CKOZXmfnhbb/
Dawn Cher is a blogger known as SG Budget Babe who runs one of the most popular investment blogs in Singapore.
Her blog is heavily focused on stock investing and she analyzes her own IPO, stock and crypto picks in easy to understand language. She also writes about saving, insurance, parenting and the home.
One of the blog’s greatest strengths are the examples from Dawn’s life, such as when she shares her favorite stocks or reveals how much she is willing to pay for a house.
3. Jeraldine Phneah
https://www.instagram.com/p/CLb42DdnCVn/
If you want to read a personal blog written by a smart young woman who is not only financially savvy but also cares about environmental and social issues, then Jeraldine Phneah is your girl.
This popular blogger covers a range of topics from politics and personal finance to wellbeing and the environment. Her blog articles contain many examples from her own life so that readers can learn from their experiences.
For example, one of her most popular posts is about how she saved $ 100,000 after just 3.5 years of work in her twenties.
4. Karen Tang
https://www.instagram.com/p/CL0nAuThQWQ/
Karen Tang is a certified financial planner who publishes blog articles and podcast episodes on her personal website, focusing on topics such as insurance planning, retirement planning and estate planning in Singapore.
The articles are very informative and she draws on experiences from her own life, the lives of her friends and clients, and her expertise as a financial planner. If you don’t have your own financial planner, Karen’s blog is a very useful glimpse into the topics to think about.
5. Women who make money
https://www.instagram.com/p/CEmIraHjotn/
The Women Who Money website is based on the US, but because of its lifestyle focus, many of their articles are relevant to women living in Singapore. Some examples are their contributions to budget-friendly self-care and to maintaining friendships with friends of different income levels.
You’ll likely prefer a Singaporean perspective when it comes to topics like investing and real estate, but Women With Money is still fun if you’re looking for wallet-friendly tips.
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6. The financial diet
https://www.instagram.com/p/CL5dYTMrnXE/
The financial diet grew out of a personal blog started by American woman Chelsea Fagan and is now a women-run company that publishes personal finance articles from the perspective of young, urban women.
The articles offer insights into how women in their twenties and thirties handle their money while enjoying life.
7. Broke Millennial
https://www.instagram.com/p/CKhpzqnHjeJ/
Erin Lowry from New York is Broke Millennial. Her blog started when she was counting pennies as a freshly baked college graduate and has now grown into a successful business producing two books.
She’s not as active on her blog as she used to be, but there is plenty of advice in the archives for those who are wrong on the frugality side and are serious about recharging their savings and paying off debts.
8. Financial best life
Financial Best Life was started by the American entrepreneur Lauren Bowling, a self-proclaimed reformed shopaholic. This is a great starting point for those just starting out on their personal financial journeys and learning the basics of budgeting.
Whether you want to learn more about concepts like emergency funds and mortgages, or need tips to manage your clothing expenses, the blog archives are full of optimistic advice.
9. Clever Girl Finance
https://www.instagram.com/p/CL4t0UYl4T_/
Clever Girl Finance was founded by Bola Sokunbi, a certified trainer and writer in financial education from the United States. The blog covers a wide range of topics from budgeting, saving, careers and investing to lifestyle and motivation.
Those interested in social justice can read their articles on the Racial Wealth Gap in America, while fashionistas might be interested in her tips on how to look stylish on a budget.
10. Ringgit Oh ringgit
On Ringgit Oh Ringgit, Malaysian blogger Suraya offers personal financial advice from across the dam.
She offers many tips for a frugal lifestyle and is transparent about her own income and finances, which can offer prospects for Singaporeans who tend to spend more money.
Their Malaysia-specific articles are also useful for those who travel to Malaysia frequently (i.e. before Covid-19) or are thinking of retiring there.
This article was first published in MoneySmart.