Ford Money was introduced in 2017 and is the trading style of FCE Bank plc. The bank is owned by the Ford Motor Company. Those who open an account with Ford Money are protected by the Financial Services Compensation System (FSCS).

Ford Money has a commitment to savers called “Our Best Price Guarantee”. This means that savers with an account with a variable interest rate will always receive the same interest rate as customers on comparable accounts now. Those who apply for a fixed rate bond with Ford Money will receive the interest rate stated at the time of application. If the interest rate increases before the first deposit, the higher interest rate will be applied.